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120 14th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 120 14th Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeTriplex
Details5 bd · 2.5 ba · 1,596 sqft · built 1920
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Nov 2021)
Tax Bill$2,772 (2026)
Deeds & MortgagesNov 2021 Sale
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN82-46345-0000

Property Details

APN / Parcel Number

Primary APN82-46345-0000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
1st Floor Area1,092 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTriplex
Exterior MaterialMetal
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Width66 ft Width
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address120 14TH AVE N
CitySAINT CLOUD
StateMN
Zip56303-4834
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR2
Legal DescriptionFR LOT 4 BLK 11 EDELBROCKS ADD & S66'OF FR LOT 7 BLK 8 CRAM'S ADD, EDELBROCKS ADD SECTION 14 TOWNSHIP 124 RANGE 028 CRAM'S
Legal Range28W
Legal Township124
Legal Section14
Legal SubdivisionCRAMS ADD
Legal Block8,11
Legal Lot Number4,7
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2030
Census Tract602

Owner

120 14th Ave N, a triplex, is owned and occupied by an individual who bought it in November 2021.

Source: Stearns County records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address120 14TH AVE N, SAINT CLOUD, MN 56303-4834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE
Aug 13, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2021 · Amount on File
Deed SaleNov 8, 2021 · Amount on File
Prior SaleAug 13, 2018 · Amount on File
Deed Document Number20211618990
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateNov 8, 2021
Property Address120 14TH AVE N, SAINT CLOUD, MN 56303-4834
Document Number00A1618990
Instrument DateNov 1, 2021
InstrumentA1618990
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 14TH AVE N, SAINT CLOUD, MN 56303-4834

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateAug 13, 2018
Property Address120 14TH AVE N, SAINT CLOUD, MN 56303-4834
Document Number00A1526767
Instrument DateAug 1, 2018
InstrumentA1526767
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 14TH AVE N, SAINT CLOUD, MN 56303-4834

Tax Assessment & Valuation

The 2026 property tax bill for 120 14th Ave N was $2,772.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,772.00$210,700 (-) Land $30,000 Building $180,700$210,700 (-) Land $30,000 Building $180,700
2025$210,700 Land $30,000 Building $180,700$210,700 Land $30,000 Building $180,700
2023$2,182.00$187,100 Land $30,000 Building $157,100$187,100 Land $30,000 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 14th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 14th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

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