12 Wise Ct, Napa, CA 94558 Property Records

Napa County property record for 12 Wise Ct, Napa, CA 94558

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,860 sqft · built 2006
Lot Size	0.055 acres (2,415 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Aug 2013)
Tax Bill	$7,410 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-560-023-000`

Property Details

APN / Parcel Number

Primary APN	`038-560-023-000`
Alternative APN	`03856023`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Construction Type	Wood
Lot Area	2,415 sqft (0.055 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	03856023
Street Address	12 WISE CT
City	NAPA
State	CA
Zip	94558-2215
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Subdivision	GROVE TWNHS
Legal Lot Number	7
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	4
Census Block	4005
Census Tract	200601

Owner

Source: Napa County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	12 WISE CT, NAPA, CA 94558-2215
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Sep 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2013 · Amount on Record
Deed Sale	Aug 2, 2013 · Amount on Record
Prior Sale	Aug 2, 2013 · Amount on Record
Deed Document Number	0000022333
Last Transfer Date	Jul 21, 2025
Transfer Doc	0000009858
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	12 WISE CT, NAPA, CA 94558-2215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WISE CT, NAPA, CA 94558-2215

Mortgage

Document Number	0000001848
Date	Jan 20, 2021
Instrument	2021-0001848

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	12 WISE CT, NAPA, CA 94558-2215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017310
Date	Sep 4, 2019
Instrument	2019-0017310

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	12 WISE CT, NAPA, CA 94558-2215
Document Number	0000001134
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WISE CT NAPA CA 945582215, NAPA, CA 94558-2215

Mortgage

Document Number	0000001134
Date	Jan 22, 2018
Instrument	1134

Lender

Name	BANK OF WEST
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Napa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,410.00 (+4.97%)	$588,405 (+4.04%) Land $171,615 Building $416,790
2023	$7,059.00 (+1.35%)	$565,557 Land $164,951 Building $400,606
2022	$6,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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