Middlesex County and Natick Town property record for 12 Winnemay St, Natick, MA 01760
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,882 sqft · built 1880 |
| Lot Size | 0.413 acres (18,003 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $690,000 (Apr 2018) |
| Tax Bill | $11,156 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Dec 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00000065 |
| Primary APN | 35-00000065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,882 sqft Living Area |
| 1st Floor Area | 1,355 sqft |
| Basement Area | 1,355 sqft |
| Unfinished Basement | 1,355 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,003 sqft (0.413 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 35-00000065 |
|---|---|
| Street Address | 12 WINNEMAY ST |
| City | NATICK |
| State | MA |
| Zip | 01760-2831 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RG |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 382200 |
12 Winnemay St, a duplex, is held in a trust since December 2019.
Source: Middlesex County and Natick Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 54 FARM ST, DOVER, MA 02030-2305 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Dec 23, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Apr 12, 2018 | Quit Claim Deed, Transfer · ARM NEEDHAM COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2018 · Amount on File |
| Deed Sale | Apr 12, 2018 · Amount on File |
| Deed Book / Page | 70863 / 57 |
| Last Transfer Date | Dec 17, 2019 |
| Transfer Doc | 73878-363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 12 WINNEMAY ST, NATICK, MA 01760-2831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0078115-48 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 78115/48 |
| Instrument | 145352 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Dec 23, 2019 |
| Property Address | 12 WINNEMAY ST, NATICK, MA 01760-2831 |
| Document Number | 73878-363 |
| Book / Page | 73878 / 363 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 204215 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Apr 12, 2018 |
| Property Address | 12 WINNEMAY ST, NATICK, MA 01760-2831 |
| Document Number | 70863-57 |
| Book / Page | 70863 / 57 |
| Instrument | 50021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 WINNEMAY ST, NATICK, MA 01760-2831 |
| Document Number | 708630062 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 70863/0062 |
| Name | NEEDHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Max Rate At Change | 50.1% |
| Max Rate | 2.75% |
The 2025 property tax bill for 12 Winnemay St was $11,156, up 3.3% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,156.00 (+3.29%) | $932,800 (+5.88%) Land $494,100 Building $438,700 | $988,143 |
| 2024 | $10,801.00 (+2.65%) | $881,000 (+5.84%) Land $468,000 Building $413,000 | |
| 2023 | $10,522.00 | $832,400 Land $435,100 Building $397,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Winnemay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Winnemay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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