12 Windward Ter, Placida, FL 33946 Property Records

Charlotte County property record for 12 Windward Ter, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 2005
Lot Size	0.172 acres (7,499 sqft)
Owner	Individual Name on File
Last Sale	$297,500 (Mar 2020)
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`41-20-34-405-007`

Property Details

APN / Parcel Number

Primary APN	`41-20-34-405-007`
Alternative APNs	`0076818-006315-9` `10004660909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
Gross Area	2,398 sqft

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Clay Tile
Lot Area	7,499 sqft (0.172 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	280 sqft
Porch	Porch
Porch Area	204 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004660909
Old Parcel Number	00768180063159
Street Address	12 WINDWARD TER
City	PLACIDA
State	FL
Zip	33946-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF12
Legal Description	CHW 000 0000 081B CAPE HAZE WINDWARD LT 81B AKA A PORTION OF LT 81 2259/2146 2302/738 2296/23 2296/25 CD2541/1
Legal Range	20E
Legal Township	41S
Legal Section	34
Legal Subdivision	CAPE HAZE
Legal Lot Number	81
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1031
Census Tract	30504

Owner

Source: Charlotte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	138 AMBERDALE CT SUDBURY ON CANADA P3C 5T3, 5T3, XX
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Sep 1, 2016 · Amount on Record
Deed Document Number	2800531
Deed Book / Page	4558 / 1358
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 31, 2020
Property Address	12 WINDWARD TER, PLACIDA, FL 33946-2341
Document Number	0045581358
Book / Page	4558 / 1358
Map Reference	MB 15 PG 59-A-59-O
Instrument Date	Mar 31, 2020
Instrument	2800531
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,082.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	516 LEITA PLACE, ORLEANS XX

Mortgage

Document Number	0045581360
Date	Mar 31, 2020
Instrument	4558/1360

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,431.00 (-14.13%)	$355,386 (+14.73%)	$351,346 (+0.81%) Land $51,001 Building $300,345
2023	$6,325.00 (+16.03%)	$309,752 (+0.96%)	$348,533 (+13.6%) Land $56,001 Building $292,532
2022	$5,451.00	$306,802 Land $38,250 Building $268,552	$306,802 Land $38,250 Building $268,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 476 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	625 units insured incl. 149 condo units
Nearby Flood Claims	62 (2022–2024)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Sep 2022 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20