Middlesex County and Waltham City property record for 12 Windsor Ter, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,284 sqft · built 1946 |
| Lot Size | 0.26 acres (11,339 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,135,000 (Jan 2025) |
| Tax Bill | $8,785 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126893 |
| Primary APN | 126893 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,284 sqft Living Area |
| Gross Area | 3,796 sqft |
| 1st Floor Area | 1,627 sqft |
| Basement Area | 1,258 sqft |
| Finished Basement | 1,258 sqft |
| Unfinished Basement | 1,258 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,339 sqft (0.26 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 126893 |
|---|---|
| Street Address | 12 WINDSOR TER |
| City | WALTHAM |
| State | MA |
| Zip | 02453-6701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 17 |
| Legal Lot Number | 11 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 369100 |
Source: Middlesex County and Waltham City records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 WINDSOR TER, WALTHAM, MA 02453-6701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PAULS PUB INC |
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PAULS PUB INC |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INLAND BK&TR |
| Oct 3, 2019 | Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA |
| Aug 15, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage FINANCE AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on Record |
| Deed Sale | Jan 8, 2025 · Amount on Record |
| Prior Sale | Aug 15, 2017 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 WINDSOR TER, WALTHAM, MA 02453-6701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001900138 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 1900138 |
| Name | PAULS PUB INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 WINDSOR TER, WALTHAM, MA 02453-6701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1900138 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 1900138 |
| Name | PAULS PUB INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 WINDSOR TER, WALTHAM, MA 02453-6701 |
| Document Number | 0001848824 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 WINDSOR TER WALTHAM MA 024536701, WALTHAM, MA 02453-6701 |
| Document Number | 0001848824 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 1848824 |
| Name | INLAND BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 WINDSOR TER, WALTHAM, MA 02453-6701 |
| Document Number | 0000026659 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 WINDSOR TER WALTHAM MA 024536701, WALTHAM, MA 02453-6701 |
| Document Number | 0000026659 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 26659 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Aug 15, 2017 |
| Property Address | 12 WINDSOR TER, WALTHAM, MA 02453-6701 |
| Document Number | 0000067951 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 67951 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,192.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 WINDSOR TER WALTHAM MA 024536701, WALTHAM, MA 02453-6701 |
| Document Number | 67952 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 67952 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,785.00 (+5.22%) | $894,600 (+3.29%) Land $512,600 Building $382,000 | $1,073,785 (+2.9%) |
| 2024 | $8,349.00 (-1.95%) | $866,100 (+4.97%) Land $487,800 Building $378,300 | $1,043,480 |
| 2023 | $8,515.00 | $825,100 Land $463,000 Building $362,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1992 · Winter Coastal Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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