12 Windsor St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 12 Windsor St, Worcester, MA 01605

Property Summary

Property Type	Triplex
Details	9 bd · 4.5 ba · 5,435 sqft · built 1915
Lot Size	0.166 acres (7,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Dec 2025)
Tax Bill	$10,247 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1-011-11+21`

Property Details

APN / Parcel Number

Primary APN	`1-011-11+21`
Alternative APN	`WORC M:01 B:011 L:11+21`

Interior

Bedrooms	9 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	5,435 sqft Living Area
Gross Area	8,568 sqft
1st Floor Area	1,782 sqft
Basement Area	1,962 sqft
Unfinished Basement	1,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gambrel
Roof Material	Slate
Lot Area	7,224 sqft (0.166 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	1-011-11+21
Street Address	12 WINDSOR ST
City	WORCESTER
State	MA
Zip	01605-4033
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	11
Legal Lot Number	11+21
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3009
Census Tract	731900

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 WINDSOR ST, WORCESTER, MA 01605-4033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CORP
Sep 1, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	May 13, 2016 · Amount on Record
Deed Document Number	2025113770
Deed Book / Page	73030 / 378
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 30, 2025
Property Address	12 WINDSOR ST, WORCESTER, MA 01605-4033
Document Number	073030-378
Book / Page	73030 / 378
Instrument Date	Dec 30, 2025
Instrument	113770
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 WINDSOR ST, WORCESTER, MA 01605-4033
Investor	Possibly a Property Investor

Mortgage

Document Number	0000113771
Date	Dec 30, 2025
Instrument	113771

Lender

Name	GENERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 1, 2020
Property Address	12 WINDSOR ST, WORCESTER, MA 01605-4033
Document Number	63167-41
Book / Page	63167 / 41
Instrument Date	Sep 1, 2020
Instrument	100141
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 SANDRA DR, WORCESTER, MA 01604-3521

Mortgage

Document Number	63167-44
Date	Sep 1, 2020
Book Page	63167/44
Instrument	100142

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,247.00 (+3.42%)	$771,600 (+2.72%) Land $103,700 Building $667,900
2025	$9,908.00 (+12.73%)	$751,200 (+22.56%) Land $97,600 Building $653,600
2023	$8,789.00	$612,900 Land $85,700 Building $527,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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