Chatham County property record for 12 Winding Ridge Rd, Durham, NC 27713
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,854 sqft · built 2004 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $710,000 (Jan 2018) |
| Tax Bill | $6,651 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0080357 |
| Primary APN | 0080357 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,854 sqft Living Area |
| Gross Area | 3,327 sqft |
| 1st Floor Area | 1,992 sqft |
| Upper Floors Area | 1,335 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Custom Design |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Porch | Porch |
| Porch Area | 420 sqft |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12 WINDING RIDGE RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27713-5812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | Q1-19-45 AC 0.63 BK 2003 PG 20 |
| Legal Subdivision | COLVARD FARMS |
| Legal Block | 29 |
| Legal Lot Number | 45 |
| Jurisdiction | CHATHAM NC |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20704 |
12 Winding Ridge Rd is owner-occupied and held in a trust since March 2022.
Source: Chatham County records, as of October 24, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12 WINDING RIDGE RD, DURHAM, NC 27713-5812 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2022 | Intrafamily Transfer, Transfer |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jul 7, 2020 | Deed of Trust, Mortgage · Line of Credit COASTAL FED'L FIN'L |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG |
| Jan 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MTG |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on File |
| Deed Sale | Jan 22, 2018 · Amount on File |
| Prior Sale | Jan 22, 2018 · Amount on File |
| Deed Document Number | 0000000624 |
| Deed Book / Page | 001968 / 000452 |
| Last Transfer Date | Mar 16, 2022 |
| Transfer Doc | 002290/899 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHATHAM NC |
| Recording Date | Mar 16, 2022 |
| Property Address | 12 WINDING RIDGE RD, DURHAM, NC 27713-5812 |
| Document Number | 002290/899 |
| Book / Page | 2290 / 899 |
| Map Reference | SL 2003-20 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 3339 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12 WINDING RIDGE RD, DURHAM, NC 27713-5812 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 12 WINDING RIDGE RD, DURHAM, NC 27713-5812 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2249/1087 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 2249/1087 |
| Instrument | 14958 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 12 WINDING RIDGE RD, DURHAM, NC 27713-5812 |
| Document Number | 0000008884 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12 WINDING RIDGE RD DURHAM NC 277135812, DURHAM, NC 27713-5812 |
| Document Number | 0000008884 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 002132/000604 |
| Instrument | 8884 |
| Name | COASTAL FED'L FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 28, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 12 WINDING RIDGE RD, DURHAM, NC 27713-5812 |
| Document Number | 0000008577 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12 WINDING RIDGE RD DURHAM NC 277135812, DURHAM, NC 27713-5812 |
| Document Number | 0000008577 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 002130/001087 |
| Instrument | 8577 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 22, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM NC |
| Recording Date | Jan 22, 2018 |
| Property Address | 12 WINDING RIDGE RD, DURHAM, NC 27713-5812 |
| Document Number | 0000000624 |
| Book / Page | 001968 / 000452 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 624 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12 WINDING RIDGE RD DURHAM NC 277135812, DURHAM, NC 27713-5812 |
| Document Number | 625 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 001968/000454 |
| Instrument | 625 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 21, 2033 |
The 2025 property tax bill for 12 Winding Ridge Rd was $6,651, up 30.8% from the year before.
Source: Chatham County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Unified School District | Chatham County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,651.00 (+30.82%) | $876,421 (+47.9%) Land $220,050 Building $656,371 | $876,421 (+47.9%) Land $220,050 Building $656,371 |
| 2024 | $5,084.00 (+4.89%) | $592,573 (-) Land $163,000 Building $429,573 | $592,573 (-) Land $163,000 Building $429,573 |
| 2023 | $4,847.00 | $592,573 Land $163,000 Building $429,573 | $592,573 Land $163,000 Building $429,573 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Winding Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Winding Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLVARD FARMS S/D private · serves 365 people · EPA ID NC4019004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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