Worcester County and Worcester City property record for 12 Winchester Ave, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1952 |
| Lot Size | 0.165 acres (7,176 sqft) |
| Owner | Individual Name on File |
| Last Sale | $253,000 (Jan 2020) |
| Tax Bill | $4,648 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-006-00028 |
| Primary APN | 15-006-00028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,973 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 870 sqft |
| Unfinished Basement | 870 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,176 sqft (0.165 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 15-006-00028 |
|---|---|
| Street Address | 12 WINCHESTER AVE |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 6 |
| Legal Lot Number | 28 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 731002 |
12 Winchester Ave is owned and occupied by an individual who bought it in January 2020.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 WINCHESTER AVE, WORCESTER, MA 01603-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA |
| Jan 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2020 · Amount on File |
| Deed Sale | Jan 28, 2020 · Amount on File |
| Prior Sale | Aug 31, 1990 · Amount on File |
| Deed Document Number | 20209006 |
| Deed Book / Page | 61806 / 189 |
| Prior Transfer Date | Jan 27, 2020 |
| Prior Transfer Doc | 0000009006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 12 WINCHESTER AVE, WORCESTER, MA 01603-1532 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57620-44 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 57620/44 |
| Instrument | 91856 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jan 28, 2020 |
| Property Address | 12 WINCHESTER AVE, WORCESTER, MA 01603-1532 |
| Document Number | 61806-189 |
| Book / Page | 61806 / 189 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 9006 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 WINCHESTER AVE, WORCESTER, MA 01603-1532 |
| Document Number | 9007 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 9007 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 12 Winchester Ave was $4,648, up 2.5% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,648.00 (+2.47%) | $350,000 (+1.77%) Land $103,700 Building $246,300 | $391,440 (+4.39%) |
| 2025 | $4,536.00 | $343,900 Land $97,600 Building $246,300 | $374,965 (+3.62%) |
| 2024 | $361,855 | ||
| 2023 | $4,233.00 | $295,200 Land $84,900 Building $210,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Winchester Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Winchester Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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