Carlton County property record for 12 Willow Way, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,518 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-6830 |
| Primary APN | 78-020-6830 |
|---|---|
| Alternative APN |
|
| Lot Area | 67,954 sqft (1.56 acres) |
|---|
| Account Number | 26695 |
|---|---|
| Street Address | 12 WILLOW WAY |
| City | ESKO |
| State | MN |
| Zip | 55733-9565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT NW COR NW1/4 NE1/4 TH E ALG SEC LN 165 TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 27 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 70300 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 WILLOW WAY, ESKO, MN 55733-9565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN INVSTR BK |
| Nov 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jan 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 12 WILLOW WAY, ESKO, MN 55733-9565 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000503625 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | A000503625 |
| Name | AMERICAN INVSTR BK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 12 WILLOW WAY, ESKO, MN 55733-9565 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000502676 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | A000502676 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 12 WILLOW WAY, ESKO, MN 55733-9565 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | , A000478449 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | A000478449 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,518.00 (+10.36%) Homeowner's exemption | ||
| 2025 | $351,700 (+4.86%) Land $69,400 Building $282,300 | $351,700 (+4.86%) Land $69,400 Building $282,300 | |
| 2024 | $4,094.00 Homeowner's exemption | $335,400 (+9.39%) Land $69,400 Building $266,000 | $335,400 (+9.39%) Land $69,400 Building $266,000 |
| 2023 | $4,094.00 Homeowner's exemption | $306,600 (-) Land $66,300 Building $240,300 | $306,600 (-) Land $66,300 Building $240,300 |
| 2022 | $306,600 Land $66,300 Building $240,300 | $306,600 Land $66,300 Building $240,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber · Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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