12 Willow St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 12 Willow St, Needham, MA 02492 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2002
Square Footage	1,265 sqft Living Area
Lot Size	12,023 sqft (0.276 acres)
Occupancy	Owner Occupied
Last Sale	$255,000 (1998)
Tax Bill	$11,788.00 (2025)

Owner

Source: Norfolk County and Needham Town records · APN M:1320009300000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 WILLOW ST, NEEDHAM, MA 02492-2220
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 1998 · Amount on Record
Deed Sale	Oct 16, 1998 · Amount on Record
Record Refreshed	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	12 WILLOW ST, NEEDHAM, MA 02492-2220
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042353-580
Date	Apr 22, 2025
Book Page	42353/580
Instrument	24020

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,788.00 (-1.07%)	$1,112,100 (+21.71%) Land $725,400 Building $386,700	$1,036,165 (-4.87%)
2024			$1,089,175
2023	$11,915.00	$913,700 Land $529,400 Building $384,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`M:1320009300000`
Alternative APN	`NEED M:132.0 B:0093 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,265 sqft Living Area
Gross Area	2,478 sqft Gross Area
1st Floor	1,117 sqft 1st Floor
Basement Area	1,117 sqft Basement
Unfinished Basement	817 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2002
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,023 sqft (0.276 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	12 WILLOW ST
City	NEEDHAM
State	MA
Zip	02492-2220
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	NEEDHAM
Legal Block	93
Jurisdiction	NEEDHAM MA
Minor Civil Division	NEEDHAM
Census Blockgroup	4
Census Block	4007
Census Tract	403400