12 Willow St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 12 Willow St, Lawrence, MA 01841

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,673 sqft · built 1890
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (May 2021)
Tax Bill	$5,749 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`170 0000 0002 A`

Property Details

APN / Parcel Number

Primary APN	`170 0000 0002 A`
Alternative APN	`LAWR M:0170 B:0000 L:0002`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,673 sqft Living Area
Gross Area	3,820 sqft
Basement Area	891 sqft
Unfinished Basement	891 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	6,400 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	170 0000 0002 A
Street Address	12 WILLOW ST
City	LAWRENCE
State	MA
Zip	01841-3192
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Lot Number	2
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2011
Census Tract	250400

Owner

12 Willow St, a triplex, is owned by an individual who bought it in May 2021.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	47 CHELMSFORD ST, LAWRENCE, MA 01841-1005
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP
Jan 17, 2017	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Jan 17, 2017 · Amount on File
Deed Document Number	202117935
Deed Book / Page	16955 / 141
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	May 28, 2021
Property Address	12 WILLOW ST, LAWRENCE, MA 01841-3192
Document Number	16955-141
Book / Page	16955 / 141
Instrument Date	May 28, 2021
Instrument	17935
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 CHELMSFORD ST, LAWRENCE, MA 01841-1005

Mortgage

Document Number	17936
Date	May 28, 2021
Instrument	17936

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jan 17, 2017
Property Address	12 WILLOW ST, LAWRENCE, MA 01841-3192
Document Number	14957-6
Book / Page	14957 / 6
Instrument	1326
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14957-8
Date	Jan 17, 2017
Book Page	14957/8
Instrument	1327

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 12 Willow St was $5,749, up 3.6% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,749.00 (+3.62%)	$665,400 (+5.55%) Land $120,800 Building $544,600
2025	$5,548.00 (+1.04%)	$630,400 (+6.2%) Land $120,800 Building $509,600
2024	$5,491.00 (-0.34%)	$593,600 (+9.46%) Land $126,800 Building $466,800
2023	$5,510.00	$542,300 Land $122,500 Building $419,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Willow St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	67 (1984–2020)
Claims Outside the SFHA	13 of 67
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, May 2006 · 30 claims Severe Storms & Flooding, Apr 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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