12 Williams St, Lancaster, NH 03584 Property Records

Coos County and Lancaster Town property record for 12 Williams St, Lancaster, NH 03584

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 3.5 ba · 3,471 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$147,200 (Feb 2025)
Tax Bill	$4,048 (2025)
Deeds & Mortgages	Nov 2023 Refinance Feb 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`LNCS M:P10 L:024`

Property Details

APN / Parcel Number

Primary APN	`LNCS M:P10 L:024`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,471 sqft Living Area
Gross Area	6,241 sqft
Attic	Attic
Attic Area	199 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	12 WILLIAMS ST
City	LANCASTER
State	NH
Zip	03584-3276
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RES-RE
Legal Lot Number	24
Jurisdiction	LANCASTER TOWN NH
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2036
Census Tract	950500

Owner

12 Williams St, a residential property, is owned and occupied by an individual who bought it in February 2025.

Source: Coos County and Lancaster Town records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12 WILLIAMS ST, LANCASTER, NH 03584-3276
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SERVICE CU
Feb 19, 2025	Warranty Deed, Transfer · FHA Mortgage NHFA
Aug 18, 2023	Warranty Deed, Transfer
Jan 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SERVICE CU
Jan 5, 2022	Warranty Deed, Transfer
Jun 10, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG
Jan 8, 2018	Warranty Deed, Transfer · Conventional Mortgage WOODSVILLE GUARANTY SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2025 · Amount on File
Deed Sale	Feb 19, 2025 · Amount on File
Prior Sale	Aug 18, 2023 · Amount on File
Deed Document Number	2025642
Deed Book / Page	1671 / 50
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER TOWN NH
Property Address	12 WILLIAMS ST, LANCASTER, NH 03584-3276
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001641-377
Date	Nov 27, 2023
Book Page	1641/377
Instrument	2305083

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Feb 19, 2025
Property Address	12 WILLIAMS ST, LANCASTER, NH 03584-3276
Document Number	0001671-50
Book / Page	1671 / 50
Instrument Date	Feb 15, 2025
Instrument	2500642
Transaction Type	Transfer
Record Updated	Mar 5, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WILLIAMS ST, LANCASTER, NH 03584-3276

Mortgage

Document Number	0002500659
Date	Feb 19, 2025
Instrument	2500659

Lender

Name	NHFA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Mortgage

Document Number	001671-125
Date	Feb 21, 2025
Book Page	1671/125
Instrument	2500660

Lender

Name	NHFA

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Aug 18, 2023
Property Address	12 WILLIAMS ST, LANCASTER, NH 03584-3276
Document Number	001633-705
Book / Page	1633 / 705
Instrument Date	Aug 17, 2023
Instrument	2303439
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 COTTAGE ST, LITTLETON, NH 03561-4226

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Jan 5, 2022
Property Address	12 WILLIAMS ST, LANCASTER, NH 03584-3276
Document Number	001589-786
Book / Page	1589 / 786
Instrument Date	Dec 30, 2021
Instrument	2200068
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CRANE ST, LITTLETON, NH 03561-4138
Investor	Possibly a Property Investor

Mortgage

Document Number	0002200069
Date	Jan 5, 2022
Instrument	2200069

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	001589-815
Date	Jan 5, 2022
Book Page	1589/815
Instrument	2200071

Lender

Name	HENRY AUDIBERT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Jan 5, 2022
Property Address	12 WILLIAMS ST, LANCASTER, NH 03584-3276
Document Number	001589-782
Book / Page	1589 / 782
Instrument Date	Dec 30, 2021
Instrument	2200066
Transaction Type	Transfer
Record Updated	Jan 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CRANE ST, LITTLETON, NH 03561-4138
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Jun 10, 2019
Property Address	12 WILLIAMS ST, LANCASTER, NH 03584-3276
Document Number	0015120897
Book / Page	001512 / 000897
Instrument Date	Jun 4, 2019
Instrument	1902134
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5616 LAKE ACWORTH DR NW ACWORTH GA 301015013, ACWORTH, GA 30101-5013

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Jun 3, 2019
Property Address	12 WILLIAMS ST, LANCASTER, NH 03584-3276
Document Number	0015120292
Book / Page	001512 / 000292
Instrument Date	May 29, 2019
Instrument	1902019
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5616 LAKE ACWORTH DR NW ACWORTH GA 301015013, ACWORTH, GA 30101-5013

Mortgage

Document Number	15120298
Date	Jun 3, 2019
Book Page	001512/000298
Instrument	1902021

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Jan 8, 2018
Property Address	12 WILLIAMS ST, LANCASTER, NH 03584-3276
Document Number	0014800130
Book / Page	001480 / 000130
Instrument Date	Jan 5, 2018
Instrument	110
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	ALPINE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	151 MAIN ST LINCOLN NH 03251, LINCOLN, NH 03251

Mortgage

Document Number	14800132
Date	Jan 8, 2018
Book Page	001480/000132
Instrument	111

Lender

Name	WOODSVILLE GUARANTY SVGS BK
Type	Federal Savings Bank
Address	WOODSVILLE, NH 03785

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Williams St was $4,048, up 9.9% from the year before.

Source: Coos County and Lancaster Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Lancaster Town
Unified School District	White Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,048.00 (+9.88%)	$192,100 (-) Land $24,600 Building $167,500
2024	$3,684.00 (+10.8%)	$192,100 (-) Land $24,600 Building $167,500
2023	$3,325.00 (+56.25%)	$192,100 (+119.29%) Land $24,600 Building $167,500
2022	$2,128.00	$87,600 Land $12,900 Building $74,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Williams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1978–2014)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Williams St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER DEPT serves 2,500 people · EPA ID NH1291010
Water Source	Surface water
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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