12 William St, Rockaway, NJ 07866 Property Records

Morris County and Rockaway Township property record for 12 William St, Rockaway, NJ 07866

Property Summary

Property Type	Single Family Home
Details	2,558 sqft · built 1988
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2018)
Tax Bill	$13,287 (2024)
Deeds & Mortgages	Dec 2022 Transfer Oct 2021 Line of Credit + 2 more
APN	`35-22004-0000-00043`

Property Details

APN / Parcel Number

Primary APN	`35-22004-0000-00043`
Alternative APNs	`3500059000000044` `352200400043`

Interior

Stories	2 Stories
Building Area	2,558 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	3500059000000044
Street Address	12 WILLIAM ST
City	ROCKAWAY
State	NJ
Zip	07866-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-13
Legal Subdivision	WHITE MDW LAKE SEC 04
Legal Block	22004
Legal Lot Number	43
Jurisdiction	MORRIS NJ
Township / Civil Division	ROCKAWAY
Census Block Group	2
Census Block	2013
Census Tract	44404

Owner

12 William St is owned and occupied by two individuals who acquired it in December 2022.

Source: Morris County and Rockaway Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 WILLIAM ST, ROCKAWAY, NJ 07866-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Intrafamily Transfer, Transfer
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRIDENT MTG
Sep 27, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Sep 20, 2005 · Amount on File
Deed Document Number	201854747
Deed Book / Page	23423 / 824
Last Transfer Date	Dec 3, 2022
Transfer Doc	0245371274
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORRIS NJ
Recording Date	Dec 6, 2022
Property Address	12 WILLIAM ST, ROCKAWAY, NJ 07866-1926
Document Number	0245371274
Book / Page	24537 / 1274
Instrument Date	Dec 3, 2022
Instrument	2022076778
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 WILLIAM ST, ROCKAWAY, NJ 07866-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WILLIAM ST, ROCKAWAY, NJ 07866-1926

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 WILLIAM ST, ROCKAWAY, NJ 07866-1926
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WILLIAM ST, ROCKAWAY, NJ 07866-1926

Mortgage

Document Number	0242331297
Date	Oct 5, 2021
Book Page	24233/1297
Instrument	2021081412

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Aug 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 WILLIAM ST, ROCKAWAY, NJ 07866-1926
Document Number	0237620825
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO (NJ)

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WILLIAM ST ROCKAWAY NJ 078661926, ROCKAWAY, NJ 07866-1926

Mortgage

Document Number	0237620825
Date	Apr 30, 2020
Book Page	023762/000825
Instrument	26268

Lender

Name	TRIDENT MTG
Type	Mortgage Company
Address	DEVON, PA 19333

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 27, 2018
Property Address	12 WILLIAM ST, ROCKAWAY, NJ 07866-1926
Document Number	0234230823
Book / Page	023423 / 000823
Instrument Date	Sep 14, 2018
Instrument	54747
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WILLIAM ST ROCKAWAY NJ 078661926, ROCKAWAY, NJ 07866-1926

Mortgage

Document Number	234230828
Date	Sep 27, 2018
Book Page	023423/000828
Instrument	54748

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Morris County and Rockaway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Rockaway Township
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Rockaway Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$615,100 (+7.1%) Land $264,600 Building $350,500	$615,100 (+7.1%) Land $264,600 Building $350,500
2025		$574,300 Land $227,000 Building $347,300	$574,300 Land $227,000 Building $347,300
2024	$13,287.00
2023		$485,600 Land $180,800 Building $304,800	$485,600 Land $180,800 Building $304,800
2022	$11,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 William St; there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1978–2011)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 William St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKAWAY TWP WATER DEPT serves 14,000 people · EPA ID NJ1435002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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