12 Widows Cove Ln, Wareham, MA 02571 Property Records

Plymouth County and Wareham Town property record for 12 Widows Cove Ln, Wareham, MA 02571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,072 sqft · built 2006
Lot Size	0.817 acres (35,600 sqft)
Owner	Individual Name on Record
Last Sale	$2,250,000 (May 2020)
Tax Bill	$26,666 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00022 B:000 L:000D6`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00022 B:000 L:000D6`
Alternative APN	`WRHM M:00022 B:000 L:000D6`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,072 sqft Living Area
Gross Area	12,063 sqft
Basement Area	2,634 sqft
Unfinished Basement	2,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,600 sqft (0.817 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	12 WIDOWS COVE LN
City	WAREHAM
State	MA
Zip	02571-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Lot Number	D6
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	1
Census Block	1001
Census Tract	545400

Owner

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 WIDOWS COVE LN, WAREHAM, MA 02571-2441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Commercial Mortgage SALEM FIVE CENTS SAVINGS BANK
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
May 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 27, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	202045115
Deed Book / Page	52830 / 243
Prior Transfer Date	May 27, 2020
Prior Transfer Doc	52830-243
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Recording Date	Jul 28, 2026
Property Address	12 WIDOWS COVE LN, WAREHAM, MA 02571-2441
Document Number	0000049712
Book / Page	61362 / 189
Instrument Date	Jul 24, 2026
Instrument	202649712
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WIDOWS COVE LN, WAREHAM, MA 02571-2441

Mortgage

Document Number	0000049712,
Date	Jul 28, 2026
Book Page	61362/189
Instrument	202649712

Lender

Name	SALEM FIVE CENTS SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	12 WIDOWS COVE LN, WAREHAM, MA 02571-2441
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	060597-132
Date	Dec 1, 2025
Book Page	60597/132
Instrument	80159

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	12 WIDOWS COVE LN, WAREHAM, MA 02571-2441
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	056177-236
Date	Dec 15, 2021
Book Page	56177/236
Instrument	140690

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	May 29, 2020
Property Address	12 WIDOWS COVE LN, WAREHAM, MA 02571-2441
Document Number	52830-243
Book / Page	052830 / 000243
Instrument Date	May 27, 2020
Instrument	45115
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$10,260.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 SIAS PT WAREHAM MA 02571, WAREHAM, MA 02571

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Nov 27, 2017
Property Address	12 WIDOWS COVE LN, WAREHAM, MA 02571-2441
Document Number	49222-233
Book / Page	049222 / 000233
Instrument Date	Nov 27, 2017
Instrument	3914
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$9,621.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 WINDOWS COVE LN WAREHAM MA 02571, WAREHAM, MA 02571

Tax Assessment & Valuation

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,666.00 (-17.08%)	$3,115,200 (+0.94%) Land $1,193,200 Building $1,922,000	$2,197,277 (-27.91%)
2025	$32,158.00 (+1.72%)	$3,086,200 (+9.63%) Land $1,193,200 Building $1,893,000	$3,047,980
2024	$31,615.00 (+5.04%)	$2,815,200 (+12.53%) Land $900,800 Building $1,914,400
2023	$30,097.00	$2,501,800 Land $818,800 Building $1,683,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Nearby Flood Policies	67 in force
Nearby Flood Claims	16 (1978–1997)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Apr 1997 · river or lake flooding
Claims by Event	Hurricane Bob, Aug 1991 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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