12 White Willow Ct, Durham, NC 27703 Property Records

Durham County property record for 12 White Willow Ct, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,056 sqft · built 2012
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2019)
Tax Bill	$4,419 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0860-26-1094`

Property Details

APN / Parcel Number

Primary APN	`0860-26-1094`
Alternative APNs	`0860-26-10-9408` `8673843` `212487`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,056 sqft Heated Area
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Conventional
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	8673843
Street Address	12 WHITE WILLOW CT
City	DURHAM
State	NC
Zip	27703-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10(D)
Legal Description	RAVENSTONE 3/PH:01A/LT#01 6 PL:000186-000281
Legal Subdivision	RAVENSTN 3 P01-A
Legal Lot Number	16
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	3
Census Block	3010
Census Tract	1808

Owner

Source: Durham County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 WHITE WILLOW CT, DURHAM, NC 27703-9469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 4, 2019	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	0008743148
Deed Book / Page	8743 / 148
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	12 WHITE WILLOW CT, DURHAM, NC 27703-9469
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WHITE WILLOW CT, DURHAM, NC 27703-9469

Mortgage

Document Number	0104440371
Date	Dec 15, 2025
Book Page	10444/371
Instrument	2025157516

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	12 WHITE WILLOW CT, DURHAM, NC 27703-9469
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099670700
Date	Aug 11, 2023
Book Page	9967/700
Instrument	2023070851

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	12 WHITE WILLOW CT, DURHAM, NC 27703-9469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085090134
Date	Sep 17, 2018
Book Page	8509/134
Instrument	2018032597

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2038

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 4, 2019
Property Address	12 WHITE WILLOW CT, DURHAM, NC 27703-9469
Document Number	0087430148
Book / Page	008743 / 000148
Instrument Date	Aug 29, 2019
Instrument	31834
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12 WHITE WILLOW CT DURHAM NC 277039469, DURHAM, NC 27703-9469

Mortgage

Document Number	87430150
Date	Sep 4, 2019
Book Page	008743/000150
Instrument	31835

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,419.00 (+50.77%)	$445,873 (+99.21%) Land $104,125 Building $341,748	$445,873 (+99.21%) Land $104,125 Building $341,748
2023	$2,931.00 (+2.34%)	$223,823 Land $47,680 Building $176,143	$223,823 Land $47,680 Building $176,143
2022	$2,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Google Fiber, Hotwire Communications.

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