12 White St, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 12 White St, Dover, NJ 07801

Property Summary

Property TypeSingle Family Home
Details2,108 sqft · built 1927
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jul 2005)
Tax Bill$8,392 (2024)
Deeds & MortgagesDec 2023 Second Mortgage
Jul 2022 Second Mortgage
+ 3 more
APN09-00814-0000-00004

Property Details

APN / Parcel Number

Primary APN09-00814-0000-00004
Alternative APNs
  • 090081400004
  • 994

Interior

Stories2 Stories
Building Area2,108 sqft Living Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number994
Street Address12 WHITE ST
CityDOVER
StateNJ
Zip07801-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionADDITIONAL LOTS: 25X50
Legal Block814
Legal Lot Number4
JurisdictionMORRIS NJ
Township / Civil DivisionDOVER
Census Block Group4
Census Block4018
Census Tract45000

Owner

12 White St is owned and occupied by two individuals who bought it in July 2005.

Source: Morris County and Dover Town records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address12 WHITE ST, DOVER, NJ 07801-2120
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UTILITIES EMPLOYEES CU
Jul 29, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UTILITIES EMPLOYEES CU
Aug 6, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UTILITIES EMPLOYEES CU
Jul 16, 2021Deed of Trust, Mortgage · Commercial Mortgage
UTILITIES EMPLOYEES CU
May 16, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UTILITIES EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2005 · Amount on File
Deed SaleJul 1, 2005 · Amount on File
Deed Book / Page6366 / 252
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address12 WHITE ST, DOVER, NJ 07801-2120
Transaction TypeMortgage
Record UpdatedJan 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0246971601
DateDec 28, 2023
Book Page24697/1601
Instrument2023049208
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term87 Months
DueMar 7, 2031

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address12 WHITE ST, DOVER, NJ 07801-2120
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0244640001
DateJul 29, 2022
Book Page24464/1
Instrument2022052315
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term61 Months
DueAug 6, 2027

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address12 WHITE ST, DOVER, NJ 07801-2120
Transaction TypeMortgage
Record UpdatedAug 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0241901874
DateAug 6, 2021
Book Page24190/1874
Instrument2021067192
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term33 Months
DueMay 17, 2024

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address12 WHITE ST, DOVER, NJ 07801-2120
Transaction TypeMortgage
Record UpdatedJul 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0241751074
DateJul 16, 2021
Book Page24175/1074
Instrument2021062001
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueJul 17, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address12 WHITE ST, DOVER, NJ 07801-2120
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235370611
DateMay 16, 2019
Book Page23537/0611
Instrument2019024189
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueMay 17, 2024

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityDover Town
Unified School DistrictDover Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,400 (-) Land $97,900 Building $158,500$256,400 (-) Land $97,900 Building $158,500
2025$256,400 Land $97,900 Building $158,500$256,400 Land $97,900 Building $158,500
2024$8,392.00
2023$256,400 Land $97,900 Building $158,500$256,400 Land $97,900 Building $158,500
2022$7,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 White St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 White St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER COMMISSION
serves 27,806 people · EPA ID NJ1409001
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting94
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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