12 White Pine Rd, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 12 White Pine Rd, Amherst, MA 01002

Property Summary

Property Type	Duplex
Details	5 bd · 5 ba · 3,505 sqft · built 2003
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Jun 2026)
Tax Bill	$151 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2023 Refinance + 2 more
APN	`21A000146`

Property Details

APN / Parcel Number

Primary APN	`21A000146`
Alternative APN	`AMHE M:0021A B:0000 L:0146`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,505 sqft Living Area
Gross Area	6,475 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	21A000146
Street Address	12 WHITE PINE RD
City	AMHERST
State	MA
Zip	01002-3469
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	146
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	3
Census Block	3008
Census Tract	820700

Owner

Source: Hampshire County and Amherst Town City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 WHITE PINE RD, AMHERST, MA 01002-3469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WESTFIELD BANK
Jul 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PINNACLE BANK
Jun 11, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK, THE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	20269216
Deed Book / Page	15747 / 149
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Jun 15, 2026
Property Address	12 WHITE PINE RD, AMHERST, MA 01002-3469
Document Number	0000009216
Book / Page	15747 / 149
Instrument Date	Jun 10, 2026
Instrument	20269216
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 WHITE PINE RD, AMHERST, MA 01002-3469

Mortgage

Date	Jun 15, 2026

Lender

Name	WESTFIELD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	12 WHITE PINE RD, AMHERST, MA 01002-3469
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014907-173
Date	Jul 14, 2023
Book Page	14907/173
Instrument	10407

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	12 WHITE PINE RD, AMHERST, MA 01002-3469
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013999-78
Date	Mar 2, 2021
Book Page	13999/78
Instrument	4979

Lender

Name	PINNACLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Jun 11, 2021
Property Address	12 WHITE PINE RD, AMHERST, MA 01002-3469
Document Number	014139-313
Book / Page	14139 / 313
Instrument Date	Jun 11, 2021
Instrument	14328
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 WHITE PINE RD, AMHERST, MA 01002-3469

Mortgage

Document Number	0000014329
Date	Jun 11, 2021
Instrument	14329

Lender

Name	PEOPLES BANK, THE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$151.00 (-98.98%)	$844,900 (+5.52%) Land $205,900 Building $639,000
2024	$14,821.00 (+7.7%)	$800,700 (+16.94%) Land $194,300 Building $606,400
2023	$13,762.00	$684,700 Land $176,700 Building $508,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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