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12 White Fox Dr, Fletcher, NC 28732 Property Records

Henderson County property record for 12 White Fox Dr, Fletcher, NC 28732

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,911 sqft · built 2014
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$301,000 (Apr 2015)
Tax Bill$2,284 (2025)
Deeds & MortgagesMar 2022 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN9662022310

Property Details

APN / Parcel Number

Primary APN9662022310
Alternative APN
  • 1006226

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,911 sqft Heated Area
1st Floor Area1,599 sqft
AtticAttic
Attic Area312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Lot Area12,197 sqft (0.28 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area222 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1006226
Street Address12 WHITE FOX DR
CityFLETCHER
StateNC
Zip28732-7832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1006226~R1
Legal DescriptionFOX GLEN COTTAGES LO36 PL2006-6335
Legal SubdivisionFINAL PLAT COTTAGES FOX GLEN
Legal Block2
Legal Lot Number2310
JurisdictionHENDERSON NC
Township / Civil DivisionHOOPERS CREEK
Census Block Group2
Census Block2029
Census Tract930502

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 WHITE FOX DR, FLETCHER, NC 28732-7832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 9, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2015 · Amount on Record
Deed SaleApr 17, 2015 · Amount on Record
Deed Book / Page1613 / 431
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address12 WHITE FOX DR, FLETCHER, NC 28732-7832
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038790346
DateMar 7, 2022
Book Page3879/346
Instrument975098
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address12 WHITE FOX DR, FLETCHER, NC 28732-7832
Document Number0031020475
Book / Page003102 / 000475
Instrument DateSep 9, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 WHITE FOX DR FLETCHER NC 287327832, FLETCHER, NC 28732-7832

Mortgage

Document Number0031020475
DateSep 13, 2017
Book Page003102/000475
Instrument870175
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term300 Months
DueSep 12, 2042

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$426,200 (-) Land $75,000 Building $351,200
2025$2,284.00
2023$426,200 Land $75,000 Building $351,200$426,200 Land $75,000 Building $351,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

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