12 White Cir, Templeton, MA 01468 Property Records

Worcester County and Templeton Town property record for 12 White Cir, Templeton, MA 01468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 2010
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (May 2012)
Tax Bill	$4,959 (2026)
Deeds & Mortgages	Apr 2026 Second Mortgage Jul 2021 Refinance
APN	`TEMP M:02-14 B:00026 L:00017`

Property Details

APN / Parcel Number

Primary APN	`TEMP M:02-14 B:00026 L:00017`
Alternative APNs	`M:02=14 B:00026 L:00017` `12006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	4,149 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12006
Street Address	12 WHITE CIR
City	TEMPLETON
State	MA
Zip	01468-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Subdivision	WHITE ESTATES
Legal Block	26
Legal Lot Number	17
Jurisdiction	TEMPLETON MA
Township / Civil Division	TEMPLETON
Census Block Group	1
Census Block	1012
Census Tract	705101

Owner

12 White Cir is owned and occupied by an individual who acquired it in July 2021.

Source: Worcester County and Templeton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 WHITE CIR, TEMPLETON, MA 01468-1146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WORKERS FEDERAL CREDIT UNION
Jul 14, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance SHAMROCK HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2012 · Amount on File
Deed Sale	May 3, 2012 · Amount on File
Deed Book / Page	48916 / 375
Last Transfer Date	Jul 9, 2021
Transfer Doc	065610-242
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Recording Date	Apr 2, 2026
Property Address	12 WHITE CIR, TEMPLETON, MA 01468-1146
Document Number	073396-247
Book / Page	73396 / 247
Instrument Date	Mar 16, 2026
Instrument	202625156
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WHITE CIR, TEMPLETON, MA 01468-1146

Mortgage

Document Number	0000025156,
Date	Apr 2, 2026
Book Page	73396/247
Instrument	202625156

Lender

Name	WORKERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.09%
Max Rate	-1%

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Jul 14, 2021
Property Address	12 WHITE CIR, TEMPLETON, MA 01468-1146
Document Number	065610-242
Book / Page	65610 / 242
Instrument Date	Jul 9, 2021
Instrument	97825
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 WHITE CIR, TEMPLETON, MA 01468-1146

Mortgage

Document Number	0000097826
Date	Jul 14, 2021
Instrument	97826

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 12 White Cir was $4,959, down 0.2% from the year before.

Source: Worcester County and Templeton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Templeton Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,959.00 (-0.16%)	$417,800 (+1.95%) Land $58,800 Building $359,000	$447,235 (-4.51%)
2025	$4,967.00 (-0.2%)	$409,800 (+3.75%) Land $58,800 Building $351,000	$468,350 (+9.09%)
2024	$4,977.00 (+5.49%)	$395,000 (+8.16%) Land $51,800 Building $343,200	$429,305
2023	$4,718.00	$365,200 Land $51,800 Building $313,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 12 White Cir; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 White Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on White Cir

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