Ocean County and Lavallette Borough property record for 12 White Ave, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,256 sqft · built 1935 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (Apr 2017) |
| Tax Bill | $10,345 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 16-00003-0000-00015 |
| Primary APN | 16-00003-0000-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,256 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 100 ft deep x 5 ft wide |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 WHITE AVE |
|---|---|
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 37.5X100 |
| Legal Subdivision | LAVALLETTE CITY/SEA |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LAVALLETTE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 727001 |
12 White Ave is owned by two individuals who bought it in April 2017.
Source: Ocean County and Lavallette Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 DARBY RD, SAN MARINO, CA 91108-2425 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK |
| Apr 27, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on File |
| Deed Sale | Apr 27, 2017 · Amount on File |
| Prior Sale | Oct 10, 1995 · Amount on File |
| Deed Document Number | 201743407 |
| Deed Book / Page | 16721 / 1498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 12 WHITE AVE, LAVALLETTE, NJ 08735-2154 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0183210949 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 18321/949 |
| Instrument | 2021026028 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 12 WHITE AVE, LAVALLETTE, NJ 08735-2154 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRUE NORTH TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0176201276 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 17620/1276 |
| Instrument | 2019095848 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 27, 2017 |
| Property Address | 12 WHITE AVE, LAVALLETTE, NJ 08735-2154 |
| Document Number | 0167211498 |
| Book / Page | 16721 / 1498 |
| Map Reference | MAP A-115 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 2017043407 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $9,285.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 MAIN ST, 228, TOMS RIVER, NJ 08753-7417 |
| Name | Verified Name |
|---|---|
| Address | 1338 BRIXTON RD, PASADENA, CA 91105-1321 |
The 2025 property tax bill for 12 White Ave was $10,345, up 7.2% from the year before.
Source: Ocean County and Lavallette Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Lavallette Borough |
| Unified School District | Lavallette Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,020,200 (-) Land $822,500 Building $197,700 | $1,020,200 (-) Land $822,500 Building $197,700 | |
| 2025 | $10,345.00 (+7.19%) | $1,020,200 Land $822,500 Building $197,700 | $1,020,200 Land $822,500 Building $197,700 |
| 2024 | $9,651.00 | ||
| 2023 | $1,020,200 Land $822,500 Building $197,700 | $1,020,200 Land $822,500 Building $197,700 | |
| 2022 | $8,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 White Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 572 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 690 units insured incl. 118 condo units |
| Nearby Flood Claims | 816 (1979–2024) |
| Claims Outside the SFHA | 11 of 816 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 White Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALLETTE WATER DEPT serves 25,000 people · EPA ID NJ1515001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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