12 Whispering Pines Ln, Heron, MT 59844 Property Records

Sanders County property record for 12 Whispering Pines Ln, Heron, MT 59844

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,576 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,326 (2026)
Deeds & Mortgages	Dec 2018 Refinance Nov 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R3513542`

Property Details

APN / Parcel Number

Primary APN	`R3513542`
Alternative APNs	`35-3819-34-2-02-48-0000` `0000008283`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,296 sqft
2nd Floor Area	1,280 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	896 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000008283
Street Address	12 WHISPERING PINES LN
City	HERON
State	MT
Zip	59844-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES EST, S34, T27 N, R34 W, LOT 1, COS 3196 IN SWNW PLAT P 1 AC
Legal Range	34W
Legal Township	27N
Legal Section	34
Legal Subdivision	WHISPERING PINES EST
Legal Lot Number	1
Jurisdiction	SANDERS MT
Township / Civil Division	THOMPSON FALLS-WEST END
Census Block Group	2
Census Block	2011
Census Tract	201

Owner

Source: Sanders County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 WHISPERING PINES LN, HERON, MT 59844-9568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK
Nov 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK
May 9, 2022	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 28, 2018	Warranty Deed, Transfer · Stand-Alone Refinance FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022
Deed Sale	May 9, 2022
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2022325866
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	12 WHISPERING PINES LN, HERON, MT 59844
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000311704
Date	Dec 28, 2018
Instrument	311704

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	12 WHISPERING PINES LN, HERON, MT 59844
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314952
Date	Nov 22, 2019
Instrument	314952

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	May 9, 2022
Property Address	12 WHISPERING PINES LN, HERON, MT 59844
Document Number	0000325866
Instrument Date	May 6, 2022
Instrument	325866
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	602 SELDEN RD, IRON RIVER, MI 49935-1838

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Dec 28, 2018
Property Address	12 WHISPERING PINES LN, HERON, MT 59844
Document Number	0000311700
Instrument Date	Dec 26, 2018
Instrument	311700
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1, HERON, MT 59844-0001

Mortgage

Document Number	0000311701
Date	Dec 28, 2018
Instrument	311701

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Elementary School District	Noxon Elementary School District (PK - 08)
Secondary School District	Noxon High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,326.00 (-14.89%)	$586,600 (-)
2025	$2,733.00 (-4.07%)	$586,600 (+37.57%)	$586,600 (+37.57%) Land $120,000 Building $466,600
2023	$2,849.00	$426,400	$426,400 Land $70,900 Building $355,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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