12 Whispering Pines Cir, Wayne, ME 04284 Property Records

Kennebec County and Wayne Town property record for 12 Whispering Pines Cir, Wayne, ME 04284

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 850 sqft · built 1979
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Sep 2022)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAYN M:004 L:005`

Property Details

APN / Parcel Number

Primary APN	`WAYN M:004 L:005`
Alternative APN	`150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	850 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Construction Type	Concrete
Roof Material	Metal
Lot Area	73,616 sqft (1.69 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	150
Street Address	12 WHISPERING PINES CIR
City	WAYNE
State	ME
Zip	04284-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5
Jurisdiction	WAYNE ME
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2030
Census Tract	14500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Whispering Pines Cir is owned by two individuals who bought it in September 2022.

Source: Kennebec County and Wayne Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 READFIELD RD, 1, MANCHESTER, ME 04351-3202
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Prior Sale	Feb 26, 2019 · Amount on File
Deed Document Number	202222215
Deed Book / Page	14569 / 282
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE ME
Recording Date	Sep 9, 2022
Property Address	12 WHISPERING PINES CIR, WAYNE, ME 04284-3134
Document Number	2022022215
Book / Page	14569 / 282
Instrument Date	Sep 9, 2022
Instrument	2022022215
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 READFIELD RD # 1, 1, MANCHESTER, ME 04351-3202

Mortgage

Document Number	2022022216
Date	Sep 9, 2022
Instrument	2022022216

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	12 WHISPERING PINES CIR, WAYNE, ME 04284-3134
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001237
Date	Jan 21, 2020
Book Page	13456/96
Instrument	2020001237

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE ME
Recording Date	Feb 26, 2019
Property Address	12 WHISPERING PINES CIR, WAYNE, ME 04284-3134
Document Number	2019003760
Book / Page	13156 / 121
Instrument Date	Feb 22, 2019
Instrument	2019003760
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LAKESHORE DR, LEEDS, ME 04263-3331

Mortgage

Document Number	2019003761
Date	Feb 26, 2019
Instrument	2019003761

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Whispering Pines Cir was $2,336, up 0.6% from the year before.

Source: Kennebec County and Wayne Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Wayne Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00 (+0.6%)	$196,300 (-) Land $77,800 Building $118,500
2024	$2,322.00 (+26.54%)	$196,300 (+120.31%) Land $77,800 Building $118,500
2023	$1,835.00 (+7.81%)	$89,100 (-1.22%) Land $34,400 Building $54,700	$225,625
2022	$1,702.00	$90,200 Land $34,400 Building $55,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Whispering Pines Cir in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1987–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms & Flooding, Apr 1987 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Whispering Pines Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Whispering Pines Cir

Nearby Streets

All Wayne, ME Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures