Essex County and Gloucester City property record for 12 Wheeler St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,166 sqft · built 1920 |
| Lot Size | 0.113 acres (4,930 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Jul 2024) |
| Tax Bill | $4,906 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0103 B:0043 L:0000 |
| Primary APN | GLOU M:0103 B:0043 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,166 sqft Living Area |
| Gross Area | 2,463 sqft |
| 1st Floor Area | 895 sqft |
| Basement Area | 541 sqft |
| Unfinished Basement | 541 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,930 sqft (0.113 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 WHEELER ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | RIVERDALE |
| Legal Block | 43 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 221800 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 WHEELER ST, GLOUCESTER, MA 01930-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jul 6, 2021 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Dec 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SILICON VALLEY BANK |
| Oct 4, 2021 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on Record |
| Deed Sale | Jul 2, 2024 · Amount on Record |
| Prior Sale | Oct 4, 2021 · Amount on Record |
| Deed Document Number | 20242420 |
| Deed Book / Page | 42200 / 599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 WHEELER ST, GLOUCESTER, MA 01930-1618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043208-260 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 43208/260 |
| Instrument | 20260203001310 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 WHEELER ST, GLOUCESTER, MA 01930-1618 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040057-363 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 40057/363 |
| Instrument | 20210706004820 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 WHEELER ST, GLOUCESTER, MA 01930-1618 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 040573-183 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 40573/183 |
| Instrument | 20211214002440 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Oct 4, 2021 |
| Property Address | 12 WHEELER ST, GLOUCESTER, MA 01930-1618 |
| Document Number | 40345-413 |
| Book / Page | 40345 / 413 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 20211004002290 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 WHEELER ST, GLOUCESTER, MA 01930-1618 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,906.00 (+2.4%) | $527,000 (+6.92%) Land $193,400 Building $333,600 | $559,687 (+11.14%) |
| 2025 | $4,791.00 (+1.68%) | $492,900 (+1.78%) Land $179,100 Building $313,800 | $503,595 |
| 2024 | $4,712.00 (+4.48%) | $484,300 (+13.71%) Land $170,500 Building $313,800 | |
| 2023 | $4,510.00 | $425,900 Land $152,300 Building $273,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1984–2018) |
| Most Recent Claim | Jan 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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