Essex County and Marblehead Town property record for 12 Westminster Rd, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,265 sqft · built 1945 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $635,000 (Aug 2012) |
| Tax Bill | $7,820 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance May 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0020 B:0014 L:0 |
| Primary APN | MARB M:0020 B:0014 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,265 sqft Living Area |
| Gross Area | 3,415 sqft |
| Basement Area | 981 sqft |
| Unfinished Basement | 490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,702 sqft (0.131 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 WESTMINSTER RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | ANGUS H MACDONALD INC |
| Legal Block | 14 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 7 |
| Census Block | 7005 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records · APN MARB M:0020 B:0014 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 12 WESTMINSTER RD, MARBLEHEAD, MA 01945-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL GRAND BANK OF MARBLEHEAD |
| May 14, 2025 | Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BANK OF MARBLEHEAD |
| Nov 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL GRAND BANK OF MARBLEHEAD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2012 · Amount on Record |
| Deed Sale | Aug 15, 2012 · Amount on Record |
| Prior Sale | Dec 13, 2010 · Amount on Record |
| Deed Book / Page | 31626 / 131 |
| Last Transfer Date | May 16, 2024 |
| Transfer Doc | 042122-341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 WESTMINSTER RD, MARBLEHEAD, MA 01945-1026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040438-148 |
|---|---|
| Date | Nov 01, 2021 |
| Book Page | 40438/148 |
| Instrument | 20211101002080 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 WESTMINSTER RD, MARBLEHEAD, MA 01945-1026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042712-441 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 42712/441 |
| Instrument | 20250514000370 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 WESTMINSTER RD, MARBLEHEAD, MA 01945-1026 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40438-148 |
|---|---|
| Date | Nov 01, 2021 |
| Book Page | 40438/148 |
| Instrument | 20211101002080 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2041 |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,820.00 (-0.92%) | $864,100 (-1.91%) Land $469,800 Building $394,300 | $1,128,125 |
| 2024 | $7,893.00 (-9.81%) | $880,900 (+0.65%) Land $493,300 Building $387,600 | |
| 2023 | $8,752.00 | $875,200 Land $552,000 Building $323,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092031007, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2007 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 638 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3168000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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