12 Westgate Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 12 Westgate Rd, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1970
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on File
Last Sale	$527,000 (Jun 2026)
Tax Bill	$7,645 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:8 B:180`

Property Details

APN / Parcel Number

Primary APN	`DERY M:8 B:180`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,008 sqft
Basement Area	924 sqft
Unfinished Basement	484 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,389 sqft (1.57 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 WESTGATE RD
City	DERRY
State	NH
Zip	03038-3736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Block	180
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	1
Census Block	1008
Census Tract	3302

Owner

12 Westgate Rd is owned by two individuals who bought it in June 2026.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 DIGITAL DR, 106, NASHUA, NH 03062-4487
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING GROUP INC
May 8, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Jun 10, 2002 · Amount on File
Deed Book / Page	6714 / 861
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jun 18, 2026
Property Address	12 WESTGATE RD, DERRY, NH 03038-3736
Document Number	0000001960
Book / Page	6714 / 861
Instrument Date	Jun 17, 2026
Instrument	20261960
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Date	Jun 18, 2026

Lender

Name	PROVIDENT FUNDING GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	12 WESTGATE RD, DERRY, NH 03038-3736
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06618-2683
Date	May 8, 2025
Book Page	6618/2683
Instrument	25013703

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	12 WESTGATE RD, DERRY, NH 03038-3736
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6249-2809
Date	Mar 15, 2021
Book Page	6249/2809
Instrument	21017029

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 12 Westgate Rd was $7,645, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,645.00 (+1.59%)	$402,600 (-) Land $215,600 Building $187,000
2024	$7,525.00 (+8.34%)	$402,600 (+19.86%) Land $215,600 Building $187,000
2023	$6,946.00 (+8.6%)	$335,900 (-) Land $183,200 Building $152,700	$436,430
2022	$6,396.00	$335,900 Land $183,200 Building $152,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Westgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Westgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Westgate Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures