Gallatin County property record for 12 Westgate Ave, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,563 sqft · built 2024 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | Individual Name on File |
| Last Sale | $679,630 (May 2026) |
| Tax Bill | $7,644 (2026) |
| Deeds & Mortgages | Jun 2025 Line of Credit May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGG87331 |
| Primary APN | 00RGG87331 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,563 sqft Living Area |
| 1st Floor Area | 1,563 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 5,358 sqft (0.123 acres) |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 34 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00RGG87331 |
|---|---|
| Street Address | 12 WESTGATE AVE |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTON EAST RANCH SUB PH 5A, S09, T02 S, R05 E, BLOCK 19, LOT 2, ACRES 0.1228, PLAT J-720 |
| Legal Range | 05E |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | NORTON EAST RANCH SUB PH 5A |
| Legal Block | 19 |
| Legal Lot Number | 2 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 505 |
12 Westgate Ave is owned and occupied by an individual who bought it in May 2026.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 WESTGATE AVE, BOZEMAN, MT 59718-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2025 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK |
| May 1, 2026 | Warranty Deed · Conventional Mortgage PACIFIC HOME LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Deed Document Number | 20262876046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 12 WESTGATE AVE, BOZEMAN, MT 59718-2532 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Title Company | SECURITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0002852267 |
|---|---|
| Date | Jun 9, 2025 |
| Instrument | 2852267 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | May 1, 2026 |
| Property Address | 12 WESTGATE AVE, BOZEMAN, MT 59718-2532 |
| Document Number | 0002876046 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.2876046 |
| Record Updated | May 12, 2026 |
| Title Company | SURITY TITLE, SECURITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12 WESTGATE AVE, BOZEMAN, MT 59718-2532 |
| Document Number | 0002876047, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026.2876047 |
| Name | PACIFIC HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 12 Westgate Ave was $7,644, up 245.7% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Municipality | Bozeman City |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,644.00 (+245.73%) | $717,283 (+38.4%) | $717,283 (+38.4%) Land $271,013 Building $446,270 |
| 2025 | $2,211.00 | $518,263 | $518,263 Land $271,013 Building $247,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Westgate Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Westgate Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
May also be available: Global Net.
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