12 West Cir, Bedford, NY 10506 Property Records

Westchester County and Bedford Town property record for 12 West Cir, Bedford, NY 10506

Property Summary

Property Type	Single Family Home
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jun 2025)
Tax Bill	$14,139 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`552000 84.15-1-24`

Property Details

APN / Parcel Number

Primary APN	`552000 84.15-1-24`
Alternative APNs	`200008401500010240000000` `00000465200`

Exterior

Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000465200
Street Address	12 WEST CIR
City	BEDFORD
State	NY
Zip	10506-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BEDFORD VILLAGE FARMS
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3007
Census Tract	12700

Owner

12 West Cir is owned by two individuals who bought it in June 2025.

Source: Westchester County and Bedford Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 COMMONS PARK S, STAMFORD, NY 12167
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit CITIBANK
Oct 15, 2018	Loan Modification, Mortgage · Line of Credit CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on File
Deed Sale	Jun 4, 2025 · Amount on File
Prior Sale	Jan 6, 2011 · Amount on File
Deed Document Number	20253219
Record Updated	Oct 29, 2026

June 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 4, 2025
Property Address	12 WEST CIR, BEDFORD, NY 10506-1421
Document Number	0651363219
Map Reference	MAP 9875
Instrument Date	Jun 2, 2025
Instrument	651363219
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 WEST CIR, BEDFORD, NY 10506-1421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	301 COMMONS PARK S, STAMFORD, CT 06902-7082

Mortgage

Document Number	0651543291
Date	Jun 4, 2025
Instrument	651543291

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	12 WEST CIR, BEDFORD, NY 10506-1421
Document Number	0582983328
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 WEST CIR BEDFORD NY 105061421, BEDFORD, NY 10506-1421

Mortgage

Document Number	0582983328
Date	Oct 25, 2018
Book Page	058298/003328

Lender

Name	CITIBANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	12 WEST CIR, BEDFORD, NY 10506-1421
Document Number	0583173429
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WEST CIR BEDFORD NY 105061421, BEDFORD, NY 10506-1421

Mortgage

Document Number	0583173429
Date	Nov 13, 2018
Book Page	058317/003429

Lender

Name	CITIBANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12 West Cir was $14,139, up 9.8% from the year before.

Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Bedford Town
Unified School District	Bedford Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,139.00 (+9.76%)
2025	$12,882.00	$55,500 (+4.73%) Land $27,200 Building $28,300	$725,491 (+11.16%) Land $355,556 Building $369,935
2024		$52,995 (-) Land $27,200 Building $25,795	$652,647 (+4.56%) Land $334,975 Building $317,672
2023		$52,995 Land $27,200 Building $25,795	$624,205 Land $320,377 Building $303,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 West Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 West Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on West Cir

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