Essex County and Montclair Township property record for 12 Wellesley Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,463 sqft · built 1923 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,176,000 (Jul 2023) |
| Tax Bill | $26,085 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02701-0000-00010 |
| Primary APN | 13-02701-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,463 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130270100010 |
|---|---|
| Street Address | 12 WELLESLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X150 |
| Legal Block | 2701 |
| Legal Lot Number | 10 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 16100 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC |
| Jul 31, 2023 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 11, 2019 | Grant Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Prior Sale | Feb 11, 2019 · Amount on Record |
| Deed Document Number | 202345426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 7, 2026 |
| Property Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Document Number | 0000044623 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202644623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST |
| Name | Verified Name |
|---|---|
| Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Document Number | 0000044623, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 202644623 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 31, 2023 |
| Property Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Document Number | 0000045426 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 2023045426 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | RIDGE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 PINE ST APT 305, 305, MONTCLAIR, NJ 07042-4377 |
| Name | Verified Name |
|---|---|
| Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Document Number | 0000045436 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023045436 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Document Number | 0000141031 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021141031 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 2, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | PUNCTUAL ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 2021083273 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021083273 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Document Number | 0000055470 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 WELLESLEY RD MONTCLAIR NJ 070432012, MONTCLAIR, NJ 07043-2012 |
| Document Number | 0000055470 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 55470 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Document Number | 0000102893 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 WELLESLEY RD MONTCLAIR NJ 070432012, MONTCLAIR, NJ 07043-2012 |
| Document Number | 0000102893 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 102893 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 11, 2019 |
| Property Address | 12 WELLESLEY RD, MONTCLAIR, NJ 07043-2012 |
| Document Number | 0000012890 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 12890 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 WELLESLEY RD MONTCLAIR NJ 070432012, MONTCLAIR, NJ 07043-2012 |
| Document Number | 12898 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 12898 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2049 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $741,900 (-) Land $395,000 Building $346,900 | $741,900 (-) Land $395,000 Building $346,900 | |
| 2025 | $26,085.00 (+3.32%) | $741,900 (+6.02%) Land $395,000 Building $346,900 | $741,900 (+6.02%) Land $395,000 Building $346,900 |
| 2024 | $25,246.00 (+9.72%) | ||
| 2023 | $699,800 (-) Land $395,000 Building $304,800 | $699,800 (-) Land $395,000 Building $304,800 | |
| 2022 | $23,009.00 (+1.76%) | $699,800 Land $395,000 Building $304,800 | $699,800 Land $395,000 Building $304,800 |
| 2021 | $22,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2023) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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