12 Wavecrest Dr, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 12 Wavecrest Dr, Mastic Beach, NY 11951

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$253,500 (Jan 2020)
Tax Bill	$8,839 (2024)
Deeds & Mortgages	Mar 2024 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0200-975.00-10.00-023.001`

Property Details

APN / Parcel Number

Primary APN	`0200-975.00-10.00-023.001`
Alternative APNs	`472289 975.00-10-023.001` `0209013000400023001` `00004000805` `4000805`

Exterior

Lot Area	7,405 sqft (0.17 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	4000805
Street Address	12 WAVECREST DR
City	MASTIC BEACH
State	NY
Zip	11951-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MASTIC ACRES
Legal Block	5001
Legal Lot Number	23
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	2
Census Block	2012
Census Tract	159515

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Floyd, William, House listed 1980 · 11 contributing resources · NRIS 71000066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Wavecrest Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 WAVECREST DR, MASTIC BEACH, NY 11951-1512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 24, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 16, 2020	Grant Deed, Transfer · FHA Mortgage UNITED NRTHN MTG BANKERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on File
Deed Sale	Jan 16, 2020 · Amount on File
Prior Sale	Oct 29, 2013 · Amount on File
Deed Book / Page	13044 / 179
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 WAVECREST DR, MASTIC BEACH, NY 11951-1512
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235710818
Date	Mar 8, 2024
Book Page	23571/818

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 WAVECREST DR, MASTIC BEACH, NY 11951-1512
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234200058
Date	May 24, 2022
Book Page	23420/58

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 16, 2020
Property Address	12 WAVECREST DR, MASTIC BEACH, NY 11951-1512
Document Number	0130440179
Book / Page	013044 / 000179
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WAVECREST DR MASTIC BEACH NY 119511512, MASTIC BEACH, NY 11951-1512

Mortgage

Document Number	230970749
Date	Jan 16, 2020
Book Page	023097/000749

Lender

Name	UNITED NRTHN MTG BANKERS
Type	Mortgage Company
Address	LEVITTOWN, NY 11756

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	William Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,150 Land $140 Building $2,010	$447,917 Land $26,415 Building $379,245
2024	$8,839.00
2023		$2,150 Land $140 Building $2,010	$3,981 Land $259 Building $3,722

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Wavecrest Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	17 (2011–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Dec 2024
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Wavecrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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