12 Watson Ave, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 12 Watson Ave, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,426 sqft · built 1948
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$410,500 (Jul 2020)
Tax Bill$11,832 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN554203 89.16-7-85

Property Details

APN / Parcel Number

Primary APN554203 89.16-7-85
Alternative APN
  • 55420300216 030 042

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,426 sqft Living Area
1st Floor Area738 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleTraditional
Exterior MaterialWood
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions142 ft deep x 60 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12 WATSON AVE
CityOSSINING
StateNY
Zip10562-4411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSURVEY OF PROPERTY
Legal Block7
Legal Lot Number85.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group3
Census Block3000
Census Tract13402

Owner

Source: Westchester County and Ossining Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 WATSON AVE, OSSINING, NY 10562-4411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2020 · Amount on Record
Deed SaleJul 24, 2020 · Amount on Record
Prior SaleAug 13, 2013 · Amount on Record
Deed Document Number2020601913137
Record UpdatedJun 8, 2026

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateJul 24, 2020
Property Address12 WATSON AVE, OSSINING, NY 10562-4411
Document Number0601913137
Map ReferenceMAP 6602
Instrument DateJul 13, 2020
Instrument601913137
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyATTORNEYS TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,642.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 WATSON AVE, 12, OSSINING, NY 10562-4411

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 SWEETFIELD CIR, YONKERS, NY 10704-2612

Mortgage

Document Number0602023339
DateJul 24, 2020
Instrument602023339
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,832.00$652,800 (+18.52%) Land $271,000 Building $381,800$652,800 (+18.52%) Land $271,000 Building $381,800
2024Additional exemption filed$550,800 (+15.76%) Land $165,800 Building $385,000$550,800 (+15.76%) Land $165,800 Building $385,000
2023$475,800 Land $165,800 Building $310,000$475,800 Land $165,800 Building $310,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSINING WATER DEPARTMENT
serves 30,000 people · EPA ID NY5903451
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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