Essex County and Marblehead Town property record for 12 Waterside Rd, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,824 sqft · built 1955 |
| Lot Size | 0.358 acres (15,581 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $710,000 (Aug 2018) |
| Tax Bill | $8,486 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Jun 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0144 B:0017 L:0 |
| Primary APN | MARB M:0144 B:0017 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,800 sqft |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,581 sqft (0.358 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 12 WATERSIDE RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | SULLIVAN W T FOSS CO |
| Legal Block | 17 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 203301 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 12 WATERSIDE RD, MARBLEHEAD, MA 01945-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jun 29, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Dec 31, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Jul 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Dec 31, 2019 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Mar 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Aug 29, 2018 | Quit Claim Deed, Transfer ANDREA ROBBINS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2018 · Amount on Record |
| Deed Sale | Aug 29, 2018 · Amount on Record |
| Prior Sale | Jul 30, 1993 · Amount on Record |
| Deed Book / Page | 36971 / 439 |
| Last Transfer Date | Jan 31, 2025 |
| Transfer Doc | 0042560-92 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 WATERSIDE RD, MARBLEHEAD, MA 01945-1438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039706-458 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 39706/458 |
| Instrument | 20210330002800 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 WATERSIDE RD, MARBLEHEAD, MA 01945-1438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040029-494 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 40029/494 |
| Instrument | 20210629000220 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 WATERSIDE RD, MARBLEHEAD, MA 01945-1438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37249-413 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 37249/413 |
| Instrument | 20181231000350 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 WATERSIDE RD, MARBLEHEAD, MA 01945-1438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37633-430 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 37633/430 |
| Instrument | 20190701000910 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 WATERSIDE RD, MARBLEHEAD, MA 01945-1438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38166-28 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 38166/28 |
| Instrument | 20191231004820 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 WATERSIDE RD, MARBLEHEAD, MA 01945-1438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38368-389 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 38368/389 |
| Instrument | 20200327000660 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 WATERSIDE RD, MARBLEHEAD, MA 01945-1438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39333-103 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 39333/103 |
| Instrument | 20201223000330 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Aug 29, 2018 |
| Property Address | 12 WATERSIDE RD, MARBLEHEAD, MA 01945-1438 |
| Document Number | 36971-439 |
| Book / Page | 036971 / 000439 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 1808291600 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,237.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 WATERSIDE RD MARBLEHEAD MA 019451438, MARBLEHEAD, MA 01945-1438 |
| Document Number | 36971-442 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 036971/000442 |
| Instrument | 1808291610 |
| Name | ANDREA ROBBINS |
|---|
| Amount | Amount Recorded |
|---|
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,486.00 (-3.15%) | $991,400 (+2.4%) Land $684,100 Building $307,300 | $1,091,062 (+13.37%) |
| 2025 | $8,762.00 (+13.91%) | $968,200 (+12.78%) Land $684,100 Building $284,100 | $962,350 |
| 2024 | $7,692.00 (-6.01%) | $858,500 (+4.9%) Land $653,700 Building $204,800 | |
| 2023 | $8,184.00 | $818,400 Land $623,300 Building $195,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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