12 Washington Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 12 Washington Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 7,190 sqft · built 2003
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,885,000 (Oct 1999)
Tax Bill	$32,201 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00088-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`47-00088-0000-00015`
Alternative APN	`470008800015`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	7,190 sqft Living Area
1st Floor Area	2,870 sqft
Upper Floors Area	5,322 sqft
Basement Area	2,870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Type	Mansard
Roof Material	Slate
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	1,516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	12 WASHINGTON AVE
City	SPRING LAKE
State	NJ
Zip	07762-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	L16
Legal Subdivision	BRIGHTON LAND ASSOCIATION
Legal Block	88
Legal Lot Number	15
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3006
Census Tract	809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 WASHINGTON AVE, SPRING LAKE, NJ 07762-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 1999 · Amount on Record
Deed Sale	Oct 5, 1999 · Amount on Record
Deed Book / Page	5866 / 753
Last Transfer Date	Apr 11, 2008
Transfer Doc	0000052893
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	12 WASHINGTON AVE, SPRING LAKE, NJ 07762-1426
Document Number	0000101967
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	SUNRISE TITLE SERVICES INC, SUNRISE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12 WASHINGTON AVE SPRING LAKE NJ 077621426, SPRING LAKE, NJ 07762-1426

Mortgage

Document Number	0000101967
Date	Oct 30, 2019
Book Page	009376/006225
Instrument	101967

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,612,400 (+8.04%) Land $5,293,000 Building $2,319,400	$7,612,400 (+8.04%) Land $5,293,000 Building $2,319,400
2025	$32,201.00 (-4.37%)	$7,046,100 (+4.83%) Land $4,793,000 Building $2,253,100	$7,046,100 (+4.83%) Land $4,793,000 Building $2,253,100
2024	$33,674.00 (+3.2%)
2023		$6,721,700 Land $4,481,500 Building $2,240,200	$6,721,700 Land $4,481,500 Building $2,240,200
2022	$32,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	421 units insured incl. 194 condo units
Nearby Flood Claims	440 (1979–2025)
Claims Outside the SFHA	142 of 440
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 153 claims Hurricane Irene, Aug 2011 · 103 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20