Westerly Town property record for 12 Wampanoag Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,113 sqft · built 2006 |
| Lot Size | 0.564 acres (24,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Jul 2022) |
| Tax Bill | $4,245 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:58 B:137 |
| Primary APN | WEST M:58 B:137 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,113 sqft Living Area |
| Gross Area | 4,319 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,583 sqft (0.564 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 20138395 |
|---|---|
| Street Address | 12 WAMPANOAG AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 137 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 50901 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 WAMPANOAG AVE, WESTERLY, RI 02891-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EASTERN BK |
| Sep 6, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | Dec 16, 1994 · Amount on Record |
| Deed Document Number | 20223195 |
| Deed Book / Page | 2022 / 13493 |
| Transfer Doc | 3708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 22, 2022 |
| Property Address | 12 WAMPANOAG AVE, WESTERLY, RI 02891-2033 |
| Document Number | 2022-13493 |
| Book / Page | 2022 / 13493 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022-3195 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0020223196 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022-3196 |
| Name | BANK OF ENGLAND |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 12 WAMPANOAG AVE, WESTERLY, RI 02891-2033 |
| Document Number | 2019-1704 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12 WAMPANOAG AVE WESTERLY RI 028912033, WESTERLY, RI 02891-2033 |
| Document Number | 2019-1704 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 002019/021704 |
| Instrument | 5422 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 6, 2018 |
| Property Address | 12 WAMPANOAG AVE, WESTERLY, RI 02891-2033 |
| Document Number | 2018-4691 |
| Book / Page | 002018 / 014691 |
| Instrument Date | Aug 4, 2018 |
| Instrument | 3708 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12 WAMPANOAG AVE WESTERLY RI 028912033, WESTERLY, RI 02891-2033 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,245.00 (-0.98%) | $597,100 (+34%) Land $183,600 Building $413,500 | $678,338 |
| 2023 | $4,287.00 (+0.63%) | $445,600 (-) Land $131,900 Building $313,700 | |
| 2022 | $4,260.00 | $445,600 Land $131,900 Building $313,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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