Madison County property record for 12 Walnut St, Mount Sterling, OH 43143
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,400 sqft · built 2002 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Aug 2024) |
| Tax Bill | $2,709 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00075.000 |
| Primary APN | 18-00075.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 871 sqft (0.02 acres) |
| Lot Dimensions | 120 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 021197-0 |
|---|---|
| Street Address | 12 WALNUT ST |
| City | MOUNT STERLING |
| State | OH |
| Zip | 43143-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 WESTWOOD & VAC ALLEY .024A |
| Legal Subdivision | MT STRING |
| Jurisdiction | MADISON OH |
| Township / Civil Division | PLEASANT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 41200 |
12 Walnut St is owned and occupied by two individuals who bought it in August 2024.
Source: Madison County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 PROGRESSIVE DR, COLUMBUS GROVE, OH 45830-9620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2024 | Survivorship Deed, Transfer · Conventional Mortgage THE UNION BANK CO |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TELHIO CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Prior Sale | Sep 17, 2014 · Amount on File |
| Deed Document Number | 20243800 |
| Deed Book / Page | 429 / 1347 |
| Prior Transfer Date | Apr 20, 2005 |
| Prior Transfer Doc | 0000002832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MADISON OH |
| Recording Date | Aug 29, 2024 |
| Property Address | 12 WALNUT ST, MOUNT STERLING, OH 43143-1048 |
| Document Number | 0000003800 |
| Book / Page | 429 / 1347 |
| Instrument Date | Aug 23, 2024 |
| Instrument | 2024-3800 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST OH TITLE INSURANCE BOX, FIRST OHIO TITLE INS BOX |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12 WALNUT ST, MOUNT STERLING, OH 43143-1048 |
| Document Number | 0000003801 |
|---|---|
| Date | Aug 29, 2024 |
| Instrument | 2024-3801 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON OH |
| Property Address | 12 WALNUT ST, MOUNT STERLING, OH 43143-1048 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | LANDSEL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006327 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 374/16 |
| Instrument | 202000006327 |
| Name | TELHIO CU INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 12 Walnut St was $2,709 with a homeowner's exemption, down 4.2% from the year before.
Source: Madison County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Madison County |
| County Subdivision | Pleasant Township |
| Municipality | Mount Sterling Village |
| Unified School District | Madison-Plains Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,709.00 (-4.21%) Homeowner's exemption | $79,030 (-) Land $15,120 Building $63,910 | |
| 2024 | $2,828.00 (+9.1%) Homeowner's exemption | $79,030 (-) Land $15,120 Building $63,910 | |
| 2023 | $2,592.00 (+20.22%) Homeowner's exemption | $79,030 (+35.74%) Land $15,120 Building $63,910 | $225,810 Land $43,210 Building $182,600 |
| 2022 | $2,156.00 Homeowner's exemption | $58,220 Land $11,140 Building $47,080 | |
| 2020 | $166,330 Land $31,820 Building $134,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Walnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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