12 Walnut Ave, Shalimar, FL 32579 Property Records

Okaloosa County property record for 12 Walnut Ave, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,940 sqft · built 1965
Lot Size0.344 acres (14,997 sqft)
OwnerIndividual Name on Record
Last Sale$309,900 (Sep 2020)
Tax Bill$2,763 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-597-2920-2

Property Details

APN / Parcel Number

Primary APNC56-000-597-2920-2
Alternative APN
  • 31-1S-23-0120-0011-0050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,940 sqft Heated Area
Gross Area2,925 sqft
1st Floor Area1,940 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,997 sqft (0.344 acres)
Lot Width100 ft Width
Garage TypeFinished
Garage Area480 sqft
PorchEnclosed Porch
Porch Area505 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address12 WALNUT AVE
CitySHALIMAR
StateFL
Zip32579-1119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAYOU POQUITO S/D LOT 5 BLK 11
Legal Range23
Legal Township01S
Legal Section31
Legal SubdivisionBAYOU POQUITO S/D
Legal Block11
Legal Lot Number5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2002
Census Tract21600

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 WALNUT AVE, SHALIMAR, FL 32579-1119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2017Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Sep 28, 2020Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 17, 2020Warranty Deed, Transfer
OLD SOUTH LAND TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Prior SaleMar 17, 2020 · Amount on Record
Deed Document Number3394517
Deed Book / Page3495 / 1004
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address12 WALNUT AVE, SHALIMAR, FL 32579-1119
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032862459
DateFeb 7, 2017
Book Page3286/2459
Instrument3116395
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueJan 27, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 28, 2020
Property Address12 WALNUT AVE, SHALIMAR, FL 32579-1119
Document Number0034951004
Book / Page3495 / 1004
Map ReferenceMB 2 PG 49
Instrument DateSep 23, 2020
Instrument3394517
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMAJESTY TTL SVCS A DIV OF LA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,169.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4502 SOUTHWINDS DR, 4502, MIRAMAR BEACH, FL 32550-7287

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 WALNUT AVE, SHALIMAR, FL 32579-1119

Mortgage

Document Number0034951006
DateSep 28, 2020
Instrument3495/1006
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 17, 2020
Property Address12 WALNUT AVE, SHALIMAR, FL 32579-1119
Document Number0034501406
Book / Page003450 / 001406
Instrument DateMar 12, 2020
Instrument3345244
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Tax$1,505.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address404 KELLY PLANTATION DR #1208 DESTIN FL 325418470, 1208, DESTIN, FL 32541-8470

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,763.00 (+5.9%) Homeowner's exemption$264,705 (+5.99%)$322,172 (+2.19%) Land $114,038 Building $208,134
2023$2,609.00 (+2.64%) Homeowner's exemption$249,752 (+3%)$315,263 (+6.56%) Land $91,743 Building $223,520
2022$2,542.00 Homeowner's exemption$242,478$295,866 Land $85,741 Building $210,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims9 (1995–2020)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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