12 Wallace St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 12 Wallace St, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,874 sqft · built 2018
Lot Size	0.64 acres (27,878 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Jan 2026)
Tax Bill	$16,447 (2025)
Deeds & Mortgages	May 2021 Line of Credit Mar 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:091 L:006`

Property Details

APN / Parcel Number

Primary APN	`KENB M:091 L:006`
Alternative APNs	`M:091 L:006 U:000` `38`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	38
Street Address	12 WALLACE ST
City	KENNEBUNK
State	ME
Zip	04043-7665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	6
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2029
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 WALLACE ST, KENNEBUNK, ME 04043-7665
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PARTNERS BANK
Jan 13, 2026	Warranty Deed, Transfer CHARLENE A L DUBOIS
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Feb 18, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Jul 23, 2018	Personal Representative Deed, Transfer BIDDEFORD SAVINGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	20261127
Deed Book / Page	19824 / 332
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	12 WALLACE ST, KENNEBUNK, ME 04043-7665
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186740774
Date	May 24, 2021
Book Page	18674/774
Instrument	2021029557

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	12 WALLACE ST, KENNEBUNK, ME 04043-7665
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189780692
Date	Mar 16, 2022
Book Page	18978/692
Instrument	2022012195

Lender

Name	PARTNERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jan 13, 2026
Property Address	12 WALLACE ST, KENNEBUNK, ME 04043-7665
Document Number	0198240332
Book / Page	19824 / 332
Instrument Date	Jan 9, 2026
Instrument	2026001127
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WALLACE ST, KENNEBUNK, ME 04043-7665

Mortgage

Document Number	2026001167
Date	Jan 13, 2026
Instrument	2026001167

Lender

Name	CHARLENE A L DUBOIS

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	12 WALLACE ST, KENNEBUNK, ME 04043-7665
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183700533
Date	Sep 9, 2020
Book Page	18370/533
Instrument	2020044165

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	12 WALLACE ST, KENNEBUNK, ME 04043-7665
Document Number	0181770721
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 WALLACE ST KENNEBUNK ME 040437665, KENNEBUNK, ME 04043-7665

Mortgage

Document Number	0181770721
Date	Feb 24, 2020
Book Page	018177/000721
Instrument	8684

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

July 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jul 23, 2018
Property Address	12 WALLACE ST, KENNEBUNK, ME 04043-7665
Document Number	0177590209
Book / Page	17759 / 0209
Instrument	2018027980
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018027981
Date	Jul 23, 2018
Instrument	2018027981

Lender

Name	BIDDEFORD SAVINGS BK

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,447.00 (+112.47%)	$1,669,700 (+265.6%) Land $1,122,400 Building $547,300
2024	$7,741.00 (+5.61%)	$456,700 (-) Land $143,700 Building $313,000
2023	$7,330.00 (+9.93%)	$456,700 (-) Land $143,700 Building $313,000	$1,757,120
2022	$6,668.00	$456,700 Land $143,700 Building $313,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

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