12 Walker Ter, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 12 Walker Ter, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,028 sqft · built 1958
Lot Size2.28 acres (99,752 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jun 1986)
Tax Bill$10,890 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN32-00616-0000-00001

Property Details

APN / Parcel Number

Primary APN32-00616-0000-00001
Alternative APNs
  • 320061600001
  • 631

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,028 sqft Living Area
1st Floor Area2,028 sqft
Upper Floors Area924 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area99,752 sqft
Lot Dimensions165 ft deep x 126 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number631
Street Address12 WALKER TER
CityMIDDLETOWN
StateNJ
Zip07748-1625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal DescriptionALSO LT 2 NIT 1A
Legal SubdivisionLINHAVEN MANOR SEC 2
Legal Block616
Legal Lot Number1
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2016
Census Tract800702

Owner

12 Walker Ter is owned and occupied by two individuals who bought it in June 1986.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address12 WALKER TER, MIDDLETOWN, NJ 07748-1625
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC
May 19, 2020Deed of Trust, Mortgage · Conventional with PMI
PARAMOUNT RESID'L MTG
Jan 13, 2017Deed of Trust, Mortgage · FHA Mortgage
ADVISORS MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 1986 · Amount on File
Deed SaleJun 20, 1986 · Amount on File
Deed Book / Page4670 / 7
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 WALKER TER, MIDDLETOWN, NJ 07748-1625
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096794838
DateMar 1, 2024
Book Page9679/4838
Instrument2024013989
Lender
NameTOWER FCU
TypeCredit Union
Address20702
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 WALKER TER, MIDDLETOWN, NJ 07748-1625
Transaction TypeMortgage
Record UpdatedNov 9, 2021
Title CompanyFORTUNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095528983
DateOct 21, 2021
Book Page9552/8983
Instrument2021155990
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 WALKER TER, MIDDLETOWN, NJ 07748-1625
Document Number0000057133
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyNEW HORIZON ABSTRACT INC, NEW HORIZON ABS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 WALKER TER MIDDLETOWN NJ 077481625, MIDDLETOWN, NJ 07748-1625

Mortgage

Document Number0000057133
DateMay 29, 2020
Book Page009417/003347
Instrument57133
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 28, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 WALKER TER, MIDDLETOWN, NJ 07748-1625
Document Number0000010472
Book / Page009210 / 003165
Instrument DateJan 13, 2017
Transaction TypeMortgage
Record UpdatedMar 7, 2017
Title CompanyHUNTER TITLE AGENCY, HUNTER TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 WALKER TER MIDDLETOWN NJ 077481625, MIDDLETOWN, NJ 07748-1625

Mortgage

Document Number0000010472
DateJan 27, 2017
Book Page009210/003165
Instrument10472
Lender
NameADVISORS MTG
TypeMortgage Company
AddressOCEAN, NJ 07712
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 Walker Ter was $10,890, up 7.3% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$735,400 (+9%) Land $518,500 Building $216,900$735,400 (+9%) Land $518,500 Building $216,900
2025$10,890.00 (+7.33%)$674,700 Land $459,800 Building $214,900$674,700 Land $459,800 Building $214,900
2024$10,146.00
2023$521,200 Land $349,700 Building $171,500$521,200 Land $349,700 Building $171,500
2022$9,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Walker Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Walker Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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