Bergen County and Waldwick Borough property record for 12 Waldwick Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,762 sqft · built 1920 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,436 (Dec 2025) |
| Tax Bill | $11,021 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00076-0000-00012 |
| Primary APN | 64-00076-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,762 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 12 WALDWICK AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X125 2LT |
| Legal Subdivision | WALDWICK IMPROV CO S |
| Legal Block | 76 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 WALDWICK AVE, WALDWICK, NJ 07463-1926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GREATER ALLIANCE FEDERAL CREDIT UNION |
| Dec 29, 2025 | Deed, Transfer · Loan Assumption NATIONSTAR MORTGAGE LLC |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 15, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Oct 21, 1998 · Amount on Record |
| Deed Document Number | 202590683 |
| Deed Book / Page | 5689 / 507 |
| Prior Transfer Date | Aug 13, 2025 |
| Prior Transfer Doc | 0000090683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 29, 2026 |
| Property Address | 12 WALDWICK AVE, WALDWICK, NJ 07463-1926 |
| Document Number | 0000028530 |
| Book / Page | 5784 / 777 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202628530 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12 WALDWICK AVE, WALDWICK, NJ 07463-1926 |
| Document Number | 0000028530, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 5784/777 |
| Instrument | 202628530 |
| Name | GREATER ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 29, 2025 |
| Property Address | 12 WALDWICK AVE, WALDWICK, NJ 07463-1926 |
| Document Number | 0056890507 |
| Book / Page | 5689 / 507 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025090683 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | SERVICELINK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $730.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 WALDWICK AVE, WALDWICK, NJ 07463-1926 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 WALDWICK AVE, WALDWICK, NJ 07463-1926 |
| Document Number | 0056890514 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 5689/514 |
| Instrument | 2025090684 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 WALDWICK AVE, WALDWICK, NJ 07463-1926 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0045661569 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 4566/1569 |
| Instrument | 2022015153 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 15, 2019 |
| Property Address | 12 WALDWICK AVE, WALDWICK, NJ 07463-1926 |
| Document Number | 0032681370 |
| Book / Page | 3268 / 1370 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 19-037845 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 WALDWICK AVE, WALDWICK, NJ 07463-1926 |
| Document Number | 0032681376 |
|---|---|
| Date | Jun 15, 2019 |
| Book Page | 3268/1376 |
| Instrument | 2019-037845.01 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,200 (-) Land $292,500 Building $187,700 | $480,200 (-) Land $292,500 Building $187,700 | |
| 2025 | $11,021.00 (+3.66%) | $480,200 (+25.15%) Land $292,500 Building $187,700 | $480,200 (+25.15%) Land $292,500 Building $187,700 |
| 2024 | $10,632.00 (-2.7%) | ||
| 2023 | $383,700 (-) Land $237,500 Building $146,200 | $383,700 (-) Land $237,500 Building $146,200 | |
| 2022 | $10,927.00 (+1.93%) | $383,700 Land $237,500 Building $146,200 | $383,700 Land $237,500 Building $146,200 |
| 2021 | $10,720.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures