San Mateo County property record for 12 W Summit Dr, Emerald Hills, CA 94062
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 810 sqft · built 1948 |
| Lot Size | 0.201 acres (8,759 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $352,000 (Mar 1997) |
| Tax Bill | $8,142 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-131-310 |
| Primary APN | 057-131-310 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 810 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Family Room | Family Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 8,759 sqft (0.201 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12 W SUMMIT DR |
|---|---|
| City | EMERALD HILLS |
| State | CA |
| Zip | 94062-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 22 EMERALD LAKE HEIGHTS RSM 26/37 38 |
| Legal Subdivision | EMERALD LAKE |
| Legal Lot Number | 22 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 609700 |
12 W Summit Dr is owner-occupied and held in a trust since April 2013.
Source: San Mateo County records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12 W SUMMIT DR, EMERALD HILLS, CA 94062-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 1997 · Amount on File |
| Deed Sale | Mar 13, 1997 · Amount on File |
| Prior Sale | Mar 5, 1996 · Amount on File |
| Deed Document Number | 199728293 |
| Last Transfer Date | Apr 25, 2013 |
| Transfer Doc | 0000065216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 22, 2026 |
| Property Address | 12 W SUMMIT DR, EMERALD HILLS, CA 94062-3339 |
| Document Number | 0000053581 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202653581 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 12 W SUMMIT DR, EMERALD HILLS, CA 94062-3339 |
| Document Number | 0000053581, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202653581 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 12 W Summit Dr was $8,142 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Elementary School District | Redwood City Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,512 (+2%) Land $291,756 Building $291,756 | ||
| 2025 | $8,142.00 Homeowner's exemption | $572,072 Land $286,036 Building $286,036 | |
| 2023 | $7,837.00 (+4.77%) Homeowner's exemption | $549,860 Land $274,930 Building $274,930 | $1,310,580 |
| 2022 | $7,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 W Summit Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1982–2010) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 W Summit Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Etheric Networks.
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