Williams County property record for 12 W St W, Ray, ND 58849
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (May 2025) |
| Tax Bill | $881 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Oct 2024 Mortgage + 2 more |
| APN | 02-000-00-75-08-025 |
| Primary APN | 02-000-00-75-08-025 |
|---|
| Street Address | 12 WEST ST WEST |
|---|---|
| City | RAY |
| State | ND |
| Zip | 58849-7719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF RAY WEST SIDE ADD L 16,17,18,19 B 8 |
| Legal Subdivision | WEST SIDE ADD |
| Legal Block | 8 |
| Legal Lot Number | 16 |
| Jurisdiction | WILLIAMS ND |
| Township / Civil Division | RAY |
| Census Block Group | 1 |
| Census Block | 1111 |
| Census Tract | 953600 |
Source: Williams County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | PO BOX 34, RAY, ND 58849-0034 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Oct 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYWORKS |
| May 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage GRANITE COMMUNITY BANK |
| Jun 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Jun 7, 2023 · Amount on Record |
| Deed Document Number | 926584 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Property Address | 12 WEST ST WEST, RAY, ND 58849-7719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000840503 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 840503 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Property Address | 12 WEST ST WEST, RAY, ND 58849-7719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000920693 |
|---|---|
| Date | Oct 9, 2024 |
| Instrument | 920693 |
| Name | COMMUNITYWORKS |
|---|---|
| Type | Government Agency |
| Address | MANDAN, ND 58554 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Recording Date | May 23, 2025 |
| Property Address | 12 WEST ST WEST, RAY, ND 58849-7719 |
| Document Number | 0000926584 |
| Instrument Date | May 19, 2025 |
| Instrument | 926584 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 34, RAY, ND 58849-0034 |
| Document Number | 0000926585 |
|---|---|
| Date | May 23, 2025 |
| Instrument | 926585 |
| Name | GRANITE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Recording Date | Jun 7, 2023 |
| Property Address | 12 WEST ST WEST, RAY, ND 58849-7719 |
| Document Number | 0000906595 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 906595 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 785, RAY, ND 58849-0785 |
| Document Number | 0000906596 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 906596 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Williams County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Williams County |
| Municipality | Ray City |
| Unified School District | Nesson Public School District 2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $881.00 (-47.28%) | $120,040 (+9.96%) Land $15,000 Building $105,040 | $240,080 (+9.96%) Land $30,000 Building $210,080 |
| 2024 | $1,671.00 (-24.8%) | $109,165 (-2.57%) Land $15,000 Building $94,165 | $218,330 (-2.57%) Land $30,000 Building $188,330 |
| 2023 | $2,222.00 (-2.07%) | $112,045 (+2.46%) | $224,090 (+2.46%) |
| 2022 | $2,269.00 | $109,350 | $218,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RAY serves 950 people · EPA ID ND5300809 |
|---|---|
| Water Source | Purchased surface water from R & T WATER SYSTEM |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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