Bergen County and Waldwick Borough property record for 12 W Prospect St, Waldwick, NJ 07463
| Property Type | Commercial |
|---|---|
| Lot Size | 0.092 acres (4,014 sqft) |
| Owner | Company Name on File |
| Tax Bill | $11,358 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00111-0000-00023 |
| Primary APN | 64-00111-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Concrete Block |
| Lot Area | 4,014 sqft (0.092 acres) |
| Street Address | 12 W PROSPECT ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1739 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C1 |
| Legal Description | 50XIRR 2LT |
| Legal Block | 111 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 56200 |
12 W Prospect St, a commercial property, is owned by a company.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 FOREST AVE, ORADELL, NJ 07649-1959 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12 W Prospect St was $11,358, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494,900 (-) Land $297,500 Building $197,400 | $494,900 (-) Land $297,500 Building $197,400 | |
| 2025 | $11,358.00 (+3.66%) | $494,900 Land $297,500 Building $197,400 | $494,900 Land $297,500 Building $197,400 |
| 2024 | $10,957.00 | ||
| 2023 | $374,900 Land $233,900 Building $141,000 | $374,900 Land $233,900 Building $141,000 | |
| 2022 | $10,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 W Prospect St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 17 (1979–2021) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 W Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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