12 W Jackson St, Franklin, OH 45005 Property Records

Warren County property record for 12 W Jackson St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1989
Lot Size	0.063 acres (2,784 sqft)
Owner	2 Owner Names on File
Last Sale	$57,500 (Sep 2008)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-32-376-009-1`

Property Details

APN / Parcel Number

Primary APN	`04-32-376-009-1`
Alternative APNs	`432376009` `2137658`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,376 sqft Living Area
1st Floor Area	160 sqft
2nd Floor Area	608 sqft

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	2,784 sqft (0.063 acres)
Lot Dimensions	87 ft deep x 32 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	98 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2137658
Street Address	12 W JACKSON ST
City	FRANKLIN
State	OH
Zip	45005-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT LOT# 321-322PT
Legal Range	05
Legal Township	02
Legal Section	32
Legal Subdivision	OUT LOT
Legal Block	376
Legal Lot Number	321-322
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2021
Census Tract	32501

Owner

The current owner of 12 W Jackson St bought it in September 2008.

Source: Warren County records, as of February 20, 2026

Owner of Record	2 Owner Names on File
Mailing Address	12 W JACKSON ST, FRANKLIN, OH 45005-1621
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2008 · Amount on File
Deed Sale	Sep 22, 2008 · Amount on File
Deed Document Number	0047440487
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	12 W JACKSON ST, FRANKLIN, OH 45005-1621
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W JACKSON ST, FRANKLIN, OH 45005-1621

Mortgage

Document Number	2021006733
Date	Feb 10, 2021
Instrument	2021-006733

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jan 22, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	12 W JACKSON ST, FRANKLIN, OH 45005-1621
Document Number	0000010809
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12 W JACKSON ST FRANKLIN OH 450051621, FRANKLIN, OH 45005-1621

Mortgage

Document Number	0000010809
Date	Apr 10, 2017
Instrument	10809

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 W Jackson St was $1,713, up 8.3% from the year before.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00 (+8.28%)	$29,901 (-) Land $4,256 Building $25,645	$85,430 (-) Land $12,160 Building $73,270
2024	$1,582.00 (+20.3%)	$29,901 (+27.79%) Land $4,256 Building $25,645	$85,430 Land $12,160 Building $73,270
2023	$1,315.00 (+10.69%) Homeowner's exemption	$23,398 (-) Land $2,412 Building $20,986
2022	$1,188.00 Homeowner's exemption	$23,398 Land $2,412 Building $20,986	$66,850 (-) Land $6,890 Building $59,960
2021			$66,850 Land $6,890 Building $59,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 W Jackson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 W Jackson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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