12 W 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 12 W 5th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,396 sqft · built 1900
Lot Size	0.065 acres (2,838 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2026)
Tax Bill	$2,780 (2026)
Deeds & Mortgages	Aug 2026 Sale Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.37-03-05`

Property Details

APN / Parcel Number

Primary APN	`351200 128.37-03-05`
Alternative APNs	`120012803700030050000000` `0282`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,396 sqft Living Area
1st Floor Area	892 sqft
2nd Floor Area	504 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,838 sqft (0.065 acres)
Lot Dimensions	86 ft deep x 33 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0282
Street Address	12 W 5TH ST
City	OSWEGO
State	NY
Zip	13126-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2004
Census Tract	21601

Owner

Source: Oswego County and Oswego City records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 W 5TH ST, OSWEGO, NY 13126-1023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer
Dec 30, 2025	Warranty Deed, Transfer
Oct 11, 2023	Warranty Deed, Transfer · Conventional Mortgage PARAGON HOME LOANS INC
Mar 3, 2023	Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Dec 30, 2025 · Amount on Record
Deed Document Number	2026R-2026-007853
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 26, 2026
Property Address	12 W 5TH ST, OSWEGO, NY 13126-1023
Document Number	0000007853
Instrument Date	Aug 20, 2026
Instrument	20267853
Transaction Type	Transfer
Record Updated	Oct 5, 2026

Transaction

Amount	Amount Recorded
Tax	$86,860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W 5TH ST, OSWEGO, NY 13126-1023

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 30, 2025
Property Address	12 W 5TH ST, OSWEGO, NY 13126-1023
Document Number	0000001735
Instrument Date	Dec 19, 2025
Instrument	R-2025-011735
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 PERRY HILL RD, OSWEGO, NY 13126-6008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 W 5TH ST, OSWEGO, NY 13126-1023

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 11, 2023
Property Address	12 W 5TH ST, OSWEGO, NY 13126-1023
Document Number	0000009311
Instrument Date	Oct 4, 2023
Instrument	R-2023-009311
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13033 KYLE RD, WOLCOTT, NY 14590-9737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 W 5TH ST # 2, 2, OSWEGO, NY 13126-2505

Mortgage

Document Number	0000009312
Date	Oct 11, 2023
Instrument	R-2023-009312

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 3, 2023
Property Address	12 W 5TH ST, OSWEGO, NY 13126-1023
Document Number	0000001914
Instrument Date	Feb 21, 2023
Instrument	R-2023-001914
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6102 DEEP GLADE DR APT 304, 304, BALDWINSVILLE, NY 13027-6278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13033 KYLE RD, WOLCOTT, NY 14590-9737

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,780.00 (-2.87%)
2025	$2,862.00 (-41.4%)	$150,000 (-) Land $17,500 Building $132,500	$150,000 (-) Land $17,500 Building $132,500
2024	$4,884.00	$150,000 (+81.82%) Land $17,500 Building $132,500	$150,000 (+50.91%) Land $17,500 Building $132,500
2023		$82,500 (-) Land $13,800 Building $68,700	$99,398 (+10.84%) Land $16,627 Building $82,771
2022		$82,500 Land $13,800 Building $68,700	$89,674 Land $15,000 Building $74,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Apr 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on W 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures