12 W 38th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 12 W 38th St, Covington, KY 41015

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 ba · 4,020 sqft · built 1907
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Tax Bill	$1,921 (2025)
Flood Zone	Zone X (minimal risk)
APN	`056-14-10-013.00`

Property Details

APN / Parcel Number

Primary APN	`056-14-10-013.00`

Interior

Stories	2 Stories
Building Area	4,020 sqft Finished Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	105 ft deep x 96 ft wide

Location & Zoning

Street Address	12 W 38TH ST
City	COVINGTON
State	KY
Zip	41015-1419
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	JONES G W LOT 13 96.75'X 105.58' 0.31 AC NWC W 38TH ST & WINSTON AVE INCL 60'X 58' LEASED TO FAMOUS RECIPE
Legal Subdivision	JONES G W
Legal Lot Number	13
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1015
Census Tract	61300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ritte's Corner Historic District, Latonia listed 1987 · 30 contributing resources · NRIS 87000776

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3711 TIBBATTS ST, COVINGTON, KY 41015-1455
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (-) Land $80,000 Building $65,000	$145,000 (-) Land $80,000 Building $65,000
2025	$1,921.00 (-0.52%)	$145,000 (-) Land $80,000 Building $65,000	$145,000 (-) Land $80,000 Building $65,000
2023	$1,931.00	$145,000 Land $80,000 Building $65,000	$145,000 Land $80,000 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20