12 Vitale Ln, Foothill Ranch, CA 92610 Property Records

Orange County property record for 12 Vitale Ln, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,609 sqft · built 1994
Lot Size	0.146 acres (6,370 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Feb 2003)
Tax Bill	$7,764 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`601-281-13`

Property Details

APN / Parcel Number

Primary APN	`601-281-13`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,609 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	6,370 sqft (0.146 acres)
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12 VITALE LN
City	FOOTHILL RANCH
State	CA
Zip	92610-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13771 BLK LOT 13
Legal Subdivision	TRACT NO. 13771
Legal Tract	13771
Legal Lot Number	13
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1002
Census Tract	52427

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 VITALE LN, FOOTHILL RANCH, CA 92610-1932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage QUORUM FEDERAL CREDIT UNION
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2003 · Amount on Record
Deed Sale	Feb 28, 2003 · Amount on Record
Prior Sale	Jun 15, 1995 · Amount on Record
Deed Document Number	2003228451
Prior Transfer Date	Nov 3, 1998
Prior Transfer Doc	0000804719
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jul 8, 2026
Property Address	12 VITALE LN, FOOTHILL RANCH, CA 92610-1932
Document Number	0000195214
Instrument Date	Jun 29, 2026
Instrument	2026195214
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VITALE LN, FOOTHILL RANCH, CA 92610-1932

Mortgage

Document Number	0000195214,
Date	Jul 8, 2026
Instrument	2026195214

Lender

Name	QUORUM FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12 VITALE LN, FOOTHILL RANCH, CA 92610-1932
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VITALE LN, FOOTHILL RANCH, CA 92610-1932

Mortgage

Document Number	0000099756
Date	Mar 14, 2022
Instrument	2022000099756

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$765,564 (+2%) Land $403,691 Building $361,873
2025	$7,764.00 (+4.34%) Homeowner's exemption	$750,553 (+4.04%) Land $395,775 Building $354,778
2023	$7,441.00 (+1.83%) Homeowner's exemption	$721,409 Land $380,407 Building $341,002
2022	$7,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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