East Lyme Town property record for 12 Virginia St, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1947 |
| Square Footage | 1,892 sqft Living Area |
| Lot Size | 16,098 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (1998) |
| Tax Bill | $5,964.00 (2025) |
| Primary APN | ELYM M:016.4 B:00043 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 3,612 sqft Gross Area |
| 1st Floor | 1,554 sqft 1st Floor |
| Basement Area | 1,190 sqft Basement |
| Unfinished Basement | 644 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,098 sqft (0.37 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 6207 |
|---|---|
| Street Address | 12 VIRGINIA ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2422 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 43 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:016.4 B:00043 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 VIRGINIA ST, NIANTIC, CT 06357-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CHELSEA GROTON BANK |
| May 28, 2020 | Quit Claim Deed, Transfer · Stand Alone Refinance CHELSEA GROTON BANK |
| May 28, 2020 | Quit Claim Deed, Transfer UNKNOWN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 1998 · Amount on Record |
| Deed Sale | Jul 22, 1998 · Amount on Record |
| Deed Book / Page | 457 / 33 |
| Last Transfer Date | May 21, 2020 |
| Transfer Doc | 1030-509 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 12 VIRGINIA ST, NIANTIC, CT 06357-2422 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001064-503 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 1064/503 |
| Instrument | 3001 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | May 28, 2020 |
| Property Address | 12 VIRGINIA ST, NIANTIC, CT 06357-2422 |
| Document Number | 1030-509 |
| Book / Page | 1030 / 509 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1030-511 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 1030/511 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | May 28, 2020 |
| Property Address | 12 VIRGINIA ST, NIANTIC, CT 06357-2422 |
| Document Number | 1030-507 |
| Book / Page | 001030 / 000507 |
| Instrument Date | May 07, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 VIRGINIA ST NIANTIC CT 063572422, NIANTIC, CT 06357-2422 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,964.00 | $212,940 (+1.33%) Land $83,860 Building $129,080 | $149,058 Land $58,702 Building $90,356 |
| 2024 | $5,964.00 (+14.08%) | ||
| 2023 | $5,228.00 (+4.35%) | $210,140 (-) Land $83,860 Building $126,280 | |
| 2022 | $5,010.00 | $210,140 Land $83,860 Building $126,280 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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