12 Viola St, Raymond, ME 04071 Property Records

Cumberland County and Raymond Town property record for 12 Viola St, Raymond, ME 04071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,763 sqft · built 1980
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$403,800 (Feb 2022)
Tax Bill	$3,134 (2024)
Deeds & Mortgages	Dec 2023 Refinance Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RYMD M:055 L:046`

Property Details

APN / Parcel Number

Primary APN	`RYMD M:055 L:046`
Alternative APN	`T5107R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,763 sqft Living Area
Gross Area	4,533 sqft
1st Floor Area	972 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	T5107R
Street Address	12 VIOLA ST
City	RAYMOND
State	ME
Zip	04071-6650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Lot Number	46
Jurisdiction	RAYMOND ME
Township / Civil Division	RAYMOND
Census Block Group	1
Census Block	1040
Census Tract	12002

Owner

Source: Cumberland County and Raymond Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 VIOLA ST, RAYMOND, ME 04071-6650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Feb 1, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CUMBERLAND COUNTY FCU
Jun 15, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Nov 13, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jan 5, 2018	Deed of Trust, Mortgage UNITED STATES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	20226065
Deed Book / Page	39138 / 21
Prior Transfer Date	Jan 27, 2022
Prior Transfer Doc	0391380021
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	12 VIOLA ST, RAYMOND, ME 04071-6650
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0405420328
Date	Dec 27, 2023
Book Page	40542/328
Instrument	46398

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2034

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAYMOND ME
Recording Date	Feb 1, 2022
Property Address	12 VIOLA ST, RAYMOND, ME 04071-6650
Document Number	0391380021
Book / Page	39138 / 21
Instrument Date	Jan 27, 2022
Instrument	6065
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VIOLA ST, RAYMOND, ME 04071-6650

Mortgage

Document Number	0000006066
Date	Feb 1, 2022
Instrument	6066

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	12 VIOLA ST, RAYMOND, ME 04071-6650
Document Number	0368100290
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 VIOLA LN WINDHAM ME 040625181, WINDHAM, ME 04062-5181

Mortgage

Document Number	0368100290
Date	Jun 16, 2020
Book Page	036810/000290
Instrument	32046

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAYMOND ME
Recording Date	Nov 13, 2019
Property Address	12 VIOLA ST, RAYMOND, ME 04071-6650
Document Number	0361640053
Book / Page	036164 / 000053
Instrument Date	Oct 10, 2019
Instrument	57983
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33 RAMSDELL RD GRAY ME 040399781, GRAY, ME 04039-9781

Mortgage

Document Number	361640055
Date	Nov 13, 2019
Book Page	036164/000055
Instrument	57984

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	12 VIOLA ST, RAYMOND, ME 04071-6650
Document Number	0346480248
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VIOLA ST RAYMOND ME 040716650, RAYMOND, ME 04071-6650

Mortgage

Document Number	0346480248
Date	Jan 5, 2018
Book Page	034648/000248
Instrument	6677

Lender

Name	UNITED STATES FCU
Type	Credit Union
Address	SOUTH PORTLAND, ME 04116-9420

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 4, 2028

Tax Assessment & Valuation

Source: Cumberland County and Raymond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Raymond Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,134.00 (+8.18%)	$182,200 (-) Land $31,000 Building $151,200
2023	$2,897.00 (+6%)	$182,200 (-) Land $31,000 Building $151,200
2022	$2,733.00	$182,200 Land $31,000 Building $151,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sebago Fiber & WiFi Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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