12 Vincent Cir, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 12 Vincent Cir, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1988
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Dec 2022)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44-15B-0004A`

Property Details

APN / Parcel Number

Primary APN	`44-15B-0004A`
Alternative APN	`WORC M:44 B:15B L:0004A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,972 sqft
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	44-15B-0004A
Street Address	12 VINCENT CIR
City	WORCESTER
State	MA
Zip	01604-3462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	15B
Legal Lot Number	4A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1009
Census Tract	732802

Owner

Source: Worcester County and Worcester City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 VINCENT CIR, WORCESTER, MA 01604-3462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AVIDIA BANK
Aug 5, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 12, 2018	Quit Claim Deed, Subdivision Related Transfer AVIDIA BANK
Apr 19, 2017	Quit Claim Deed, Transfer HOMEVESTORS INV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Feb 12, 2018
Deed Book / Page	68591 / 21
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	61362-364
Record Updated	Sep 20, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 12, 2022
Property Address	12 VINCENT CIR, WORCESTER, MA 01604-3462
Document Number	0068591-21
Book / Page	68591 / 21
Instrument Date	Dec 12, 2022
Instrument	130934
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 VINCENT CIR, WORCESTER, MA 01604-3462

Mortgage

Document Number	0000130935
Date	Dec 12, 2022
Instrument	130935

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Jan 1, 2030
Max Rate At Change	2.75%
Index	3-Year CMT

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 5, 2021
Property Address	12 VINCENT CIR, WORCESTER, MA 01604-3462
Document Number	065781-250
Book / Page	65781 / 250
Instrument Date	Jun 7, 2021
Instrument	110182
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DOLLY DR, WORCESTER, MA 01604-3575

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 4, 2019
Property Address	12 VINCENT CIR, WORCESTER, MA 01604-3462
Document Number	61362-364
Book / Page	061362 / 000364
Instrument Date	Oct 31, 2019
Instrument	118053
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DOLLY DR WORCESTER MA 016043575, WORCESTER, MA 01604-3575

February 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 12, 2018
Property Address	12 VINCENT CIR, WORCESTER, MA 01604-3462
Document Number	58428-115
Book / Page	58428 / 115
Instrument	13931
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2021

Transaction

Tax	$31.01
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VINCENT CIR, WORCESTER, MA 01604-3462

Mortgage

Document Number	58428-117
Date	Feb 12, 2018
Book Page	58428/117
Instrument	13932

Lender

Name	AVIDIA BANK
Type	Bank

Agreement

Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 19, 2017
Property Address	12 VINCENT CIR, WORCESTER, MA 01604-3462
Document Number	56995-55
Book / Page	056995 / 000055
Instrument Date	Apr 18, 2017
Instrument	38856
Transaction Type	Transfer
Record Updated	Aug 18, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$387.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 WOOD ST HOPKINTON MA 017481106, HOPKINTON, MA 01748-1106

Mortgage

Document Number	56995-58
Date	Apr 19, 2017
Book Page	056995/000058
Instrument	38857

Lender

Name	HOMEVESTORS INV

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,233.00 (+8.93%)	$320,900 (+18.41%) Land $83,800 Building $237,100
2023	$3,886.00	$271,000 Land $72,900 Building $198,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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