12 Vinal St, Auburn, MA 01501 Property Records

Worcester County and Auburn Town property record for 12 Vinal St, Auburn, MA 01501

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 1,064 sqft · built 1952
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$259,898 (Apr 2018)
Tax Bill	$5,313 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AUBU M:0010 L:0074`

Property Details

APN / Parcel Number

Primary APN	`AUBU M:0010 L:0074`
Alternative APN	`1302`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,347 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,200 sqft (0.234 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1302
Street Address	12 VINAL ST
City	AUBURN
State	MA
Zip	01501-1728
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	74
Jurisdiction	AUBURN MA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1002
Census Tract	736300

Owner

12 Vinal St, a duplex, is owned and occupied by an individual who acquired it in April 2025.

Source: Worcester County and Auburn Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 VINAL ST, AUBURN, MA 01501-1728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 6, 2018	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Aug 24, 2004 · Amount on File
Deed Book / Page	58638 / 109
Last Transfer Date	Apr 7, 2025
Transfer Doc	0071833-96
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN MA
Property Address	12 VINAL ST, AUBURN, MA 01501-1728
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067448-258
Date	Apr 19, 2022
Book Page	67448/258
Instrument	42241

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AUBURN MA
Recording Date	Apr 6, 2018
Property Address	12 VINAL ST, AUBURN, MA 01501-1728
Document Number	58638-109
Book / Page	58638 / 109
Instrument	32306
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 VINAL ST, AUBURN, MA 01501-1728

Mortgage

Document Number	586380112
Date	Apr 6, 2018
Instrument	58638/0112

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12 Vinal St was $5,313, up 5.1% from the year before.

Source: Worcester County and Auburn Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Auburn Town
Unified School District	Auburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,313.00 (+5.12%)	$373,100 (+5.48%) Land $114,000 Building $259,100	$456,566
2025	$5,054.00 (+0.72%)	$353,700 (+5.24%) Land $108,500 Building $245,200
2024	$5,018.00 (+4.45%)	$336,100 (+11.11%) Land $103,200 Building $232,900
2023	$4,804.00	$302,500 Land $93,700 Building $208,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Vinal St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1991–2005)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Vinal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER DISTRICT serves 12,255 people · EPA ID MA2017000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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