12 Verbena Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 12 Verbena Ct, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,502 sqft · built 2006
Lot Size0.223 acres (9,702 sqft)
Owner2 Individual Names on Record
Last Sale$451,500 (Apr 2017)
Tax Bill$12,112 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN034-490-026-1

Property Details

APN / Parcel Number

Primary APN034-490-026-1
Alternative APN
  • 034-490-026

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area3,502 sqft Living Area
1st Floor Area1,946 sqft
2nd Floor Area1,556 sqft
Basement Area682 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Lot Area9,702 sqft (0.223 acres)
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address12 VERBENA CT
CityOAKLEY
StateCA
Zip94561-1875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8731 L110
Legal SubdivisionSUBDIVISION MAP 8731
Legal Tract8731
Legal Lot Number110
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1013
Census Tract302014

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12 VERBENA CT, OAKLEY, CA 94561-1875
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
May 26, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Nov 7, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Nov 2, 2017Deed of Trust, Mortgage · VA Mortgage
KS STATEBANK
Apr 3, 2017Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2017 · Amount on Record
Deed SaleApr 3, 2017 · Amount on Record
Prior SaleApr 20, 2015 · Amount on Record
Deed Document Number201757687
Prior Transfer DateDec 12, 2012
Prior Transfer Doc0000318222
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address12 VERBENA CT, OAKLEY, CA 94561-1875
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 VERBENA CT, OAKLEY, CA 94561-1875

Mortgage

Document Number0000147664
DateMay 18, 2021
Instrument2021-147664
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2051

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address12 VERBENA CT, OAKLEY, CA 94561-1875
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 VERBENA CT, OAKLEY, CA 94561-1875

Mortgage

Document Number0000050164
DateMay 26, 2023
Instrument2023-050164
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMay 22, 2053

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address12 VERBENA CT, OAKLEY, CA 94561-1875
Document Number0000210116
Instrument DateNov 7, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 VERBENA CT OAKLEY CA 945611875, OAKLEY, CA 94561-1875

Mortgage

Document Number0000210116
DateNov 22, 2019
Instrument210116
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 21, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address12 VERBENA CT, OAKLEY, CA 94561-1875
Document Number0000215058
Instrument DateNov 2, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address12 VERBENA CT OAKLEY CA 945611875, OAKLEY, CA 94561-1875

Mortgage

Document Number0000215058
DateNov 15, 2017
Instrument215058
Lender
NameKS STATEBANK
AddressMANHATTAN, KS 66502
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2047

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 3, 2017
Property Address12 VERBENA CT, OAKLEY, CA 94561-1875
Document Number0000057687
Instrument DateFeb 15, 2017
Instrument57687
Transaction TypeTransfer
Record UpdatedApr 11, 2017
Title CompanyTITLE 365

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$497.00
Amount AccuracyFull Value
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4082 ORANGE DR ANTIOCH CA 94531, ANTIOCH, CA 94531

Mortgage

Document Number57688
DateApr 3, 2017
Instrument57688
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 2, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$556,323 (+2%) Land $130,214 Building $426,109
2025$12,112.00 (+3.19%)$545,415 (+4.04%) Land $127,661 Building $417,754
2023$11,738.00 (+2.23%)$524,237 Land $122,704 Building $401,533
2022$11,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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